Personal Finance

EPFO to work on returning money locked in idle accounts: Labour Minister

Labour and Employment Minister Mansukh Mandaviya said EPFO will run a mission-mode KYC drive and roll out a digital platform to simplify claims for money stuck in idle accounts

Skip duration bets, stick to short and medium-duration debt funds in 2026

Do not chase past returns, as the interest-rate environment that produced them no longer exists and gains from falling rates are largely behind investors

How Indians insured, invested and paid in 2025: Key financial trends

Indians shift to higher covers, longer tenures and UPI payments in 2025

Hidden forex charges bothering you? Expert explains what RBI's rules change

RBI on forex Transaction: RBI draft mandates upfront disclosure of all fees, including intermediaries and conversion charges

How digital scams hit your wallet in 2025 & lessons for 2026 to avoid them

India's fraud surge shows why 2026 must be about verification, not trust

Year-end senior citizen fixed deposit rates at 6-8%: Top bank options

Small finance banks lead the market for retirees, with senior citizen fixed deposit rates peaking at over 8% across select tenures

Dec-end fixed deposit rates at 4-8%: Check best offers across banks

Best FD Rates December 2025: Small finance banks offer the most competitive returns as 2025 draws to a close, with select five-year fixed deposits reaching the 8% mark

From valuations to profits: How investors should position portfolio in 2026

PL India continues to advocate a disciplined and diversified investment approach-focusing on quality equities, stable carry in fixed income and selective exposure to structural growth themes

Why a lower expense ratio alone may not be reason enough to switch funds

Focus on risk-adjusted performance, and switch only if it is below par for a sustained period

What are the best personal loan deals banks are offering across India

Here are the best personal loan options right now, which lenders offer the lowest EMIs, and how fees and borrower risk shape the true cost of credit

Fund review: Kotak Bond Short Term Fund

Fund review: Kotak Bond Short Term Fund

Why Indians are booking late, staying local, and rethinking the big holiday

Fog, flight disruptions and rising costs are pushing Indians to book later, take shorter breaks and favour domestic destinations over long-haul international trips this December-end

Annual Health insurance review: Tackle medical inflation, upgrade coverage

A 13-14% medical inflation rate makes upward revision of sum insured essential

Updated or revised ITR? What taxpayers need to know before Dec 31 deadline

'Knowing when to file an updated or revised ITR can safeguard your refunds,' says expert

RBI delays January 3 rollout for 3-hour cheque clearance: What it means

Faster cheque settlements on hold as banks get more time to prepare

Year-end 2025: How motor insurance evolved with EVs, add-ons, and PAYD

EVs, smarter covers and usage-based policies shaped motor insurance

Less than 50% of Indian business families have a succession plan: Report

Despite growing wealth, most Indian business families delay succession planning, risking disputes and dilution

Wealth creation? Emkay bets on India's IPO boom with New Emerging Stars AIF

Emkay Emerging Stars Fund - Series VII aims to construct a diversified portfolio across market capitalisations and sectors, blending listed equities with selective pre-IPO exposure

India cuts GST, revamps tax regime in 2025, I-T Act in effect from April 1

Next year will see the new simplified Income Tax Act, 2025, to come into effect from April 1, replacing the over six-decade-old current Income Tax Act, 1961

Motilal Oswal on 2026 outlook: Quality and selectivity to drive mkt returns

From an investment perspective, they have a positive stance on large-cap stocks, particularly in sectors where earnings growth is strong and valuations remain reasonable.