Personal Finance

Retirement corpus: How to beat inflation, avoid running out of funds

Use time-based buckets, limit withdrawals and retain growth assets

Rs 25,000 EPF ceiling: How PF, EPS pension and EDLI insurance change

12-year-old wage limit has been revised, changing contribution rules and potentially increasing retirement savings and life cover

Gold hallmarking fee rises 67%: New charges, what buyers should know

BIS has raised the hallmarking fee for gold articles to Rs 75 from Rs 45. Here is what the change means for jewellery buyers

Property boom beyond metros: 11 cities see 63% price rise in five years

Residential prices in 11 emerging markets rose 63% in five years, compared with 42% in India's top eight cities, finds CII-Knight Frank report

Home loan rates in Sep start at 7%: Top lenders and terms compared

Home loan rates vary by lender and loan size, with some banks offering different rates across borrowing slabs

IDFC FIRST Bank removes forex markup on all credit cards: What you save

Existing as well as new cardholders will get zero forex markup automatically, without upgrading their cards or meeting a spending threshold

Rs 18.34 lakh stipend: When can students claim income-tax exemption?

Order draws a line between educational support and employment income, with implications for students receiving scholarships and stipend

Car loan rates start at 7.35% in mid-Sept: Top offers and EMIs compared

Loan costs vary widely across lenders, with differences in interest rates, EMIs and processing fees affecting the total cost of buying a car

Tax planning with parents: 6 legal ways to reduce your tax outgo

Rent to parents, insurance premiums, gifts: Your tax-planning checklist

Protect your portfolio, household budget from rising inflation and rates

Review spending, reduce costly debt, favour quality equities and avoid longer-duration funds unless you have a matching horizon

Consumer durable loans: Avoid hidden costs and risk of overleveraging

Compare the annual percentage rates across players, and also compare the total cost of cash and EMI options to understand the actual cost

Luxury housing's new premium: Fewer homes, more space and privacy

Luxury housing has spent years adding more, bigger clubhouses, longer amenity lists, grander lobbies. Now, in increasingly crowded cities, buyers may be willing to pay premium for more room to breathe

Senior citizen FD rates in mid-September up to 8.5%: Top rates compared

Small finance banks offer the highest rates, while select lenders provide extra interest for super senior citizens aged 80 or more

Fund Review: Kotak Bond Short Term Fund

Fund Review: Kotak Bond Short Term Fund

Make sure you know what the rates are before taking a personal loan

A personal loan can come in handy when you need quick liquidity, but tends to carry higher interest rates

₹50 lakh-1.5 cr is sweet spot, 50% of home buyers plan to buy within 2 yrs

2 or 3 BHK? Ready home or under construction? What buyers prefer in 2026

Fixed deposit rates in mid-Sep up to 8.25%: Top picks across banks

The highest rate may come with a longer lock-in, making tenure and liquidity important before you invest

6.76% vs 11.59%: What adding equity and gold did to portfolio returns

WhiteOak Capital Mutual Fund's "Chemistry of Investing" study examines how combinations of debt, equity and gold have historically influenced portfolio risk and return outcomes.

EPFO wage ceiling rises to Rs 25,000: Will your take-home salary decrease?

The change will extend EPF, pension and insurance benefits to more than 5 million workers, with contribution rules yet to be detailed.

Beyond Traditional Equity: Where REITs, InvITs and International Funds Fit

REITs, InvITs and international funds can diversify a portfolio, but their tax treatment, liquidity constraints and specialised risks require careful evaluation.