Bank Loans

Marriage alone does not make a spouse liable for a deceased borrower's debt. Recovery depends on whether the spouse was a co-borrower or guarantor, or inherited assets from the deceased

Loan fee waivers, rate concessions, and card deals target shoppers

Allahabad HC asked SBI to refund ₹17.29 lakh deducted from a widow's account to recover her deceased husband's loan, saying the bank was prima facie not entitled to recover it from insurance proceeds

Disbursement subject to telco raising funds from private banks

Leading private lenders expect lending momentum to continue after strong June-quarter growth, with companies increasingly opting for bank loans over costlier bond market borrowings

Credit growth expanded at 16.2 per cent in the year through May 15, the fastest clip since June 2024, according to the Reserve Bank of India data

Bank credit to NBFCs rises sharply as shadow lenders shift funding sources amid high bond yields, supported by regulatory easing and improved banking liquidity

Share of bank loans in NBFC borrowings is expected to rise further in FY27 as bond yields stay elevated and external commercial borrowings remain muted amid volatility

Analysts at Ambit Capital expect Iran war to slow bank credit growth to 10-12 per cent in bear case scenario, pressure margins, and cap liquidity. It prefers private bank stocks like HDFC & ICICI Bank

To protect insurance policies purchased for spouse from recovery proceedings, place it under Married Women's Property Act

RBI data shows a strong shift in lending patterns after policy easing, with loans priced below 9% rising sharply as PSBs led credit growth and monetary transmission became more visible

Under RBI's locker framework, a bank's liability is limited to 100 times the annual locker rent

State-owned IREDA on Friday posted a 37 per cent year-on-year (y-o-y) rise in standalone net profit to Rs 585 crore in the December quarter, boosted by revenues. It had clocked a net profit of Rs 425 crore in the October-December period of the preceding financial year, the company said in an exchange filing. The company's revenue from operations surged 38 per cent to Rs 2,140 crore, from Rs 1,699 crore in the same period a year ago. The company's CMD, Pradip Kumar Das, said, "IREDA's strong financial performance this quarter reflects our commitment to accelerating India's renewable energy transition. The growth in loan disbursements, net worth and profitability underscores the trust placed by our stakeholders." The company's loan book rose 28 per cent in Q3 to Rs 87,975 crore from Rs 68,960 crore in the year-ago quarter. While disbursements jumped 32 per cent to Rs 9,860 crore, from Rs 7,449 crore in October-December FY25. Net worth increased to Rs 13,537 crore from Rs 9,842 cror

EMI-based repayment steadily reduces the principal and lowers LTV, offering better protection against price volatility than the bullet option

Banks are likely to see better loan growth and margins in Q3FY26, with PSU lenders outperforming as credit costs ease, unsecured loan stress moderates and recoveries remain steady

Here are the best personal loan options right now, which lenders offer the lowest EMIs, and how fees and borrower risk shape the true cost of credit

Another rate cut will make mobilising resources tough

The bank is also expanding digital offerings, growing its credit card base, and re-entering the West Asian market with plans to reopen its Dubai office, said Ashok Chandra

IndusInd Bank CEO Rajiv Anand outlines three-year plan to boost deposits, expand MSME and retail lending, stabilise microfinance, and strengthen senior management

Absolute outstanding bank credit amount of large enterprises declined 32.67% from March-end to July-end this year