PPF interest remains unchanged at 7.1% for October–December 2026. Know how PPF works, its tax benefits, withdrawal rules and why timing your investment matters for long-term savings.
Loan against PPF allows borrowing at low rates between years 3 and 6, with strict limits, a 36-month repayment window, and impact on returns if delayed
With small savings rates unchanged for the eighth straight quarter despite RBI cuts, banks face limited room to lower deposit rates amid slowing deposit growth and margin pressure
Step-by-step guide to transferring your PPF, who needs it, required documents, KYC and how the new branch completes the move, plus why and when to shift accounts
Despite RBI's rate cuts, the government has kept PPF, NSC, SCSS and other small savings scheme rates unchanged for July-September 2025. Here's the full list of interest rates you'll earn this quarter
With markets on a rollercoaster, many Indians are turning to post office savings schemes for safer, steady returns. Here's why these old-school options are back in personal finance conversations
This update follows a recent development where financial institutions were charging a fee for the updation or modification of nominee details in PPF accounts.
Under this announcement, the Public Provident Fund (PPF) and post office savings deposit schemes will retain their interest rates at 7.1% and 4%, respectively.
New rules for dealing with irregular PPF accounts have been notified by the Department of Economic Affairs which will be applicable from 1st October 2024.