PPF

Loan against PPF allows borrowing at low rates between years 3 and 6, with strict limits, a 36-month repayment window, and impact on returns if delayed

With small savings rates unchanged for the eighth straight quarter despite RBI cuts, banks face limited room to lower deposit rates amid slowing deposit growth and margin pressure

Step-by-step guide to transferring your PPF, who needs it, required documents, KYC and how the new branch completes the move, plus why and when to shift accounts

Despite RBI's rate cuts, the government has kept PPF, NSC, SCSS and other small savings scheme rates unchanged for July-September 2025. Here's the full list of interest rates you'll earn this quarter

With markets on a rollercoaster, many Indians are turning to post office savings schemes for safer, steady returns. Here's why these old-school options are back in personal finance conversations

Post offices and banks charged Rs 50 to update PPF nominee details. Under new rules, this fee has been removed

Previously, it had been reported that financial institutions were charging a fee for updating or modifying nominee details in PPF accounts

This update follows a recent development where financial institutions were charging a fee for the updation or modification of nominee details in PPF accounts.

Rising inflation and shifting economic priorities are prompting investors to seek alternative avenues offering better returns

Under this announcement, the Public Provident Fund (PPF) and post office savings deposit schemes will retain their interest rates at 7.1% and 4%, respectively.

Making a start now will give you time to choose instruments prudently and avoid mis-selling

New rules for dealing with irregular PPF accounts have been notified by the Department of Economic Affairs which will be applicable from 1st October 2024.

Since PPF is a government-backed scheme, it offers full capital protection and guaranteed, risk-free return

Especially, PPF may see a sharp decline in inflows

Take into account your cash flow needs before making a lump-sum investment in this illiquid instrument

If you are planning to apply for a Post Office Savings Scheme, have a look at the different types of Post Office Savings Schemes.

Are you planning to invest in 2024 to protect yourself when the world is facing a recession? If yes, here are the top 5 investment options in 2024

When asked about the reason for the choice of the old tax regime, 43 per cent of taxpayers cited lower tax liability as the primary reason

The Senior Citizen's Savings Scheme (SCSS), designed for individuals aged 60 years or employees above 55 years of age and below 60 years of age, offers 8.2 per cent interest per annum

The Senior Citizen's Savings Scheme now allows three months to open an account, up from the current one month. Additionally, changes have been made to the premature closure rules for PPF accounts