Retirement

Retirement planning must go beyond building a corpus, with experts warning against speculative trading after retirement

A step-by-step guide to aligning your budget and investments with your actual take-home pay to build a sustainable financial plan

Check whether weak returns reflect the market cycle before changing your pension fund manager

What happens after you start spending the safe bucket? If it is meant to hold two years of expenses, it has to be refilled from time to time

Pant, who was appointed Whole-time Member (Actuary) of Irdai in June 2026, ceased to be LIC's managing director and key managerial personnel from September 24

Use time-based buckets, limit withdrawals and retain growth assets

Only 51 per cent of households earning more than Rs 15 lakh consider Rs 1 crore sufficient, as Indians report accumulating just 28 per cent of their target corpus

Here is a selected list of the best term insurance rates from various insurers for young professionals living in a metro, with coverage of up to Rs 1 crore

India's ageing population makes retirement planning an urgent financial priority, with NPS emerging as a broader retirement tool beyond government employees

Carol Furtado has been appointed acting MD and CEO with immediate effect, subject to RBI approval, while the bank begins the process of identifying a successor

The Maharashtra State Gazetted Officers' Federation has urged Chief Minister Devendra Fadnavis to raise the retirement age of government employees to 60 from the current 58, taking a cue from the Centre and 25 other states. In a letter to Fadnavis dated August 10, the federation said the Union government raised the retirement age of its employees to 60 years in 1998, and 25 states adopted the same policy subsequently. It welcomed the state government's recent decision to raise the retirement age of judicial officers serving in subordinate courts to 62 years in compliance with an interim order of the Supreme Court. The government should consider extending a similar benefit to state government employees, the association said, referring to the principle of equality guaranteed under Article 14 of the Constitution. Of 7.19 lakh sanctioned posts in the state government, around 2.75 lakh, or 35 per cent, are vacant, and vacancies increase by 3 per cent every year due to retirement, the ...

Invest at least 25%of your post-tax income exclusively for retirement

Should you choose 12%, 9%, or a fixed ₹1,800 EPF contribution? The new EPF framework gives many salaried employees more flexibility—but also a crucial financial decision. In this video,

Start by saving 15-20% of your take-home income and gradually increasing the amount as your salary grows

Build a safety pyramid by setting aside cash for immediate needs and making growth investments for distant dreams

Invest regularly to build a corpus that can replace 70-80% of your pre-retirement income annually

You may need to save a higher portion of your income to build a retirement portfolio

A retirement plan is not something you set once and forget. It needs small adjustments over time.

Samtani, who spent 16 years with Goldman Sachs and nine years in his current role, will be succeeded by Ken Castelino and Balaji Sivasubramanian as co-heads

Step up savings rate, build equity-heavy portfolio, and automate investments