Retirement

Start by saving 15-20% of your take-home income and gradually increasing the amount as your salary grows

Build a safety pyramid by setting aside cash for immediate needs and making growth investments for distant dreams

Invest regularly to build a corpus that can replace 70-80% of your pre-retirement income annually

You may need to save a higher portion of your income to build a retirement portfolio

A retirement plan is not something you set once and forget. It needs small adjustments over time.

Samtani, who spent 16 years with Goldman Sachs and nine years in his current role, will be succeeded by Ken Castelino and Balaji Sivasubramanian as co-heads

Step up savings rate, build equity-heavy portfolio, and automate investments

Step up savings rate, build equity-heavy portfolio, and automate investments

The company has already drawn up plans to expand into Mauritius and is also eyeing Sri Lanka and Dubai

New framework allows phased pension withdrawals while keeping mandatory annuity rules unchanged

As Microsoft rolls out a voluntary retirement programme for its US workforce, experts say AI may push firms to trim middle layers and redirect costs

India needs a universal retirement account for every citizen beginning at birth in an era when capital, rather than labour, will dominate economic returns

If you daydream about getting a break from work, you might picture two weeks of vacation or a long weekend getaway. But some people dare to imagine something bigger and find ways to get a substantial breather from stress or their day-to-day routines. Mini-sabbaticals. Adult gap years. Micro-retirement. Extended career breaks go by many names and take many forms, from using the time between jobs to explore to taking an employer-approved leave to becoming a digital nomad or saving up for a month-long adventure. Creating space for a reset, whether mental, physical or spiritual, is the common thread. Cost, personal responsibilities and fears of being judged by colleagues, friends and family members are some of the obstacles that prevent people from hitting pause on their work lives and setting out in search of new perspectives, according to sabbatical experts and people who have taken sabbaticals. No longer just for academics ----------------------------------- American attitudes towa

SBI Research report urges mandatory contributions by large private firms, tax parity and the integration of the Unified Pension Scheme to secure a rapidly ageing workforce

Musk argues AI and automation may make long-term savings unnecessary

India’s National Pension System has just undergone one of its biggest reforms in years. Exit rules are easier, liquidity is higher, and annuity obligations are lower. But what exactly has changed

An investor's instinct to live off 'income' and not 'touch capital' is a common bias. Understanding it can lead to better, more tax-efficient withdrawal strategies

Announcement aims to remove ambiguity around benefits available, says Department of Pension and Pensioners' Welfare

Despite better health awareness, financial readiness for retirement remains weak, shows IRIS 5.0 survey

India's retirement readiness improves with the IRIS Index rising to 48; health and financial awareness up but emotional well-being remains a concern, says Axis Max Life