SIP Investment

The scheme will be available under two plans, Regular and Direct, with each plan offering Growth and Income Distribution cum Capital Withdrawal (IDCW) options

Mutual fund industry extended its bull run in 2025, adding a staggering Rs 14 lakh crore to its asset base and pushing total AUM to a record Rs 81 lakh crore by November, powered by surge in retail participation and record SIP inflows. Venkat Chalasani, Chief Executive Officer of AMFI, told PTI that the industry's outlook remains positive, with steady SIP inflows continuing to offset foreign portfolio investor outflows and strengthening market resilience. Going ahead, fund flows are likely to be guided by valuations and global developments, with investors increasingly favouring large-cap, diversified and hybrid strategies, he added. The year 2025 also witnessed a robust net inflow of Rs 7 lakh crore, along with a sharp increase of 3.36 crore in the investor base, while SIPs alone contributed about Rs 3 lakh crore, according to data from Association of Mutual Funds in India (AMFI). These inflows lifted the industry's assets under management (AUM) by 21 per cent from Rs 67 lakh crore

India's MF industry believes it is still only at foothills of its potential. The next phase will be driven by the rise of digital platforms and improved discipline in SIPs, said five industry leaders

Bandhan Large Cap Fund stayed in the top 30 percentile of its category till September 2025, delivering consistent outperformance across long-term and SIP returns

Time beats size: A ₹10,000 SIP started early can outperform a ₹1 lakh SIP started late.

Daily, weekly or monthly SIP? 28-year data shows virtually identical returns

At BS BFSI Summit, industry leaders said that rising investor participation, digital adoption, and continued faith in SIPs will propel MFs into next phase of growth

At the Business Standard BFSI Summit 2025, mutual fund leaders said India's market remains resilient and projected SIP sizes could rise from ₹3,000 to ₹5,000 in the next 3-4 years

Your ₹5.2 crore SIP corpus in 2055 will buy you only what ₹90 lakh can buy today - if inflation averages 6%

Give your funds at least three years before evaluating

WhiteOak Capital's data shows midcap SIPs delivered 17.4% average 10-year returns - higher than large and small caps.

Continue SIP if the fund has maintained its strategy and performance consistency, and continues to suit your goals

Patience, discipline and saving for the long term build financial stability, says Rishi Raj Arya

10 years of methodical stock selection proves patience isn't passive - it's profitable

Why for beginners financial independence is less about picking the right stocks and more about avoiding mistakes early on

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SIP investors must diversify across market caps, with largecaps better for lump-sum bets amid high mid-smallcap valuations, says Subramaniam

Constantly switching to the "best-performing index" every year doesn't beat the simple discipline of sticking with one strategy

Market participants said account openings have moderated in recent months as equity returns plateau

Only 35% of income goes into wealth creation, leaving room for present enjoyment