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Do not apply for health cover without revealing existing hypertension

Try bringing condition under control to improve chances of getting coverage

Hypertension
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Many customers do not take the trouble to understand the policy details like waiting periods or sub-limits, leading to expectations mismatch.

Sanjay Kumar SinghKarthik Jerome New Delhi

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May 17 will be celebrated as World Hypertension Day. According to the World Health Organisation and the India Hypertension Control Initiative, around 25 per cent of Indian adults suffer from hypertension. This condition can lead to serious complications such as heart disease, stroke, kidney and eye disorders, and cognitive decline. “Hypertension can be the root cause of many diseases regarded as chronic or critical,” says Ashish Yadav, head (products and business operations), ManipalCigna Health Insurance.

Getting a cover becomes a challenge

Buying health insurance can be challenging for individuals with hypertension. “Such applicants have to undergo extensive medical testing, which can be