Page 448 - Personal Finance

Diversify your investments beyond bank FDs to counter declining rates

Invest in a mix of small savings products, debt funds with quality portfolios to counter declining rates

Covid-19 crisis: Here's how you can manage your finances after job loss

Those who have been handed the pink slip shouldn't make too many loan queries

Re-evaluate the tax regime you've chosen if your salary has changed

For different income levels, there are different break-even deduction points. If you can avail of higher deductions than that, stick to the old regime

Invest in your health by setting up your very own organic kitchen garden

Growing fruits and veggies on your terrace or other available space is neither expensive nor difficult. And since the produce is chemical-free, there are huge health benefits

Inflation should be managed carefully

It's one of those rare periods where deflation is also possible. The RBI may have to adjust money supply in either direction

Planning to take a gold loan? Here're rates, charges offered by banks

The disbursal is quick and interest rate is reasonable

New borrowers set to get maximum benefit as RBI delivers another rate cut

Since the repo rate has been revised by 115 bps in the last two months, EMIs would fall when banks reset loan rates

Gloom for savers: How RBI repo rate cut will impact FD investments, savings

The recent spate of rate cuts by the Reserve Bank of India could be bad news for savers

RBI rate cut a boon for borrowers? Know how your EMIs will be impacted

Here's how borrowers are likely to gain from RBI's rate cut, subject to banks, non-banking financial companies passing on the benefits to customers

Fund pick: ICICI Pru Large & Mid Cap Fund

Fund pick: ICICI Pru Large & Mid Cap Fund

A snapshot of gold loans offered by various banks and other details

Here is how the gold loan rates offered by various banks stack up

Sudden spike in bond yield amid coronavirus outbreak signals trouble

Also, watch out for a company raising money at a very high rate of interest

Year of survival for insurance industry; don't expect growth: Bajaj Allianz

Recognising that customers have their own concerns, he said the company is equally taking care of its own employees during this lockdown

Relief for home buyers as subsidy for middle-income group gets extension

The Credit Linked Subsidy Scheme will reduce your outstanding loan amount, and hence EMIs, right from the start of the loan tenure

Compensate for loss of life on duty

A Home Guard would be considered on duty from the time he set out from his home and until he returned

Opt for monthly payment of term premiums as insurers get set to hike rates

Some insurers have already started increasing premiums, and others are expected to do so in the next six months

Covid-19 outbreak: Update insurance, tax and KYCs amid lockdown 4.0

Utilise the relaxed phase to complete unfinished tasks on personal finance agenda

Handing over shares to a broker for fixed return may land you in trouble

Brokers are supposed to report, on a weekly and monthly basis, the shares of clients that they hold

Business interruption policy may not pay for losses made under lockdown

Compensation will, however, be paid if a director covered by a Keyman insurance policy loses his life to Covid-19

Planning to take health insurance policy? Do not go by premium alone

You also need to take into account exclusions and sub-limits