Page 562 - Personal Finance

Reader's corner: Mutual Fund

How does the change in mutual fund benchmark to the total return index will impact investors?

Tipping Point: Can a demat account become dormant?

To reactivate your demat account, you will have to fill a reactivation form and submit Know Your Customer (KYC) details. Your DP will also verify if your signatures match the original records

Citibank launches home loan product linked to an external benchmark

Citibank's new home loan will be benchmarked to the three-month treasury-bill rate

Pay of employees deputed abroad isn't taxable in India, TDS doesn't apply

A new AAR ruling provides relief to employees deputed overseas and who receive salaries abroad as well as in India

Don't let numbers fool you: Learn ways to evaluate financial instruments

The sales pitch may showcase the best data, but there could be mis-selling involved. Learn the right ways to evaluate financial instruments

Here are the dynamic funds that held up better in falling equity markets

When markets turn volatile, exposure to a few fund categories can offer downside protection, as past data demonstrate

Govt's digital push, rise of investment platforms to diminish growth of RMs

The government-led digital push for banks has resulted in most lenders opening fewer and smaller sized branches which logically results in fewer RMs

Financial security mantras and why women should consider planning for it

Since they may take breaks from their careers to raise children, and often, outlive spouses

Hotel liable for guest's car loss even if the parking is free

Taj Hotels sought a dismissal of the complaint on grounds that Dhawan could not be termed a consumer, as no consideration was charged for the valet parking facility

Reader's corner: Taxation

What can be the consequences of being irregular with filing?

Get close to nature at affordable prices

Property price appreciation has been significant at Ambegaon as compared to many other locations

Fast-growing hotspots: Enter tier II cities while prices are attractive

Many of them could emerge as growth hubs in the near future offering sound price appreciation, but they also carry the risk of a supply glut

Banking funds have fallen 7.77% in the past month. Should you be worried?

For investors, it would not be the right time to make any move, either buy or sell

Feeling unsafe amid digitisation push? Go for a cyber insurance cover

People who aggressively use the internet and mobile phones for all kinds of transactions should get such a policy

Don't sell off in a hurry, find out why the promoter has pledged shares

While pledging is usually a sign of financial distress, sometimes the promoter may be raising capital he can deploy for attractive returns

EPFO makes online claims mandatory for PF withdrawals above Rs 1 mn

Under the pension scheme, there is a provision of part withdrawal of pension, commonly known as commutation of pension money

Retirement schemes from MFs can help to create a corpus for silver years

With multiple plans, investors across age groups and risk appetite can invest in these schemes

Responsibility with caution: Wife need not be married to husband's debts

If the spouse is the guarantor of husband's business loans, banks can hold her liable for default. Ways to ring-fence her assets

GST: What happens if person files return but doesn't make payment of taxes?

Under the GST law, the filing of return without payment of taxes shall not be considered as a valid return

Ricoh India saga: Avoid direct investments if you aren't doing own research

Ricoh India's impending troubles could only have been spotted by investors willing to dig deep into the financial statements of the company