Page 566 - Personal Finance

LTCG tax: Choose funds based on investment horizon, not on tax advantage

With the introduction of 10% tax both on long-term capital gains and on dividend, choose funds based on investment horizon and risk appetite, not on tax advantage

Budget 2018: Seniors in lower tax slabs should opt for fixed deposits

Debt funds still make sense for those in the highest tax bracket

GST: What is an e-way bill and why is it important? All you need to know

A trader opting to discharge GST liability under the composition scheme will not be eligible to claim input tax credit of GST paid on inward supplies

Budget 2018 impact: Nervous times for debt market; bond yields hit new high

There could be a sudden issuance of massive amounts of corporate paper in a rising yield scenario

Budget 2018: Number of proposals attempt to simplify taxpayers' lives

E-assessment, amendment of Section 143(1), and introduction of standard deduction aim to make it easier for taxpayers to comply with tax laws

Tipping Point: What are advantages of laddering? All you need to know

Laddering is also useful for ensuring that you meet your investment objectives

Consumer Protection Act: Land owner, builder relation is complex

A landower entrusting his land to a builder is availing a service which is amenable under the Consumer Protection Act

Budget 2018: Avoid stock-specific bets; forget expert opinion for a day

Forget expert opinion for a day. Wait for clarity to emerge on the impact of announcements

Hotspot: Mira Road is an attractive budget housing destination in Mumbai

Mira Road is well connected to various developed areas around it

Readers' Corner: How are dividends of debt and equity mutual funds taxed?

When dividend is reinvested, it becomes eligible to be allowed as a deduction under Section 80C of the Act

Checklist: Don't just assume you are saving enough for retirement

Calculate methodically how much you will need, then save regularly for it using a diversified portfolio

SIPs: Investors better off with monthly investments as it's easy to track

Investing every day leads to excessive averaging, which does not help in improving returns.

Investing in MFs: Here's how Budget 2018 could impact the bond market

If it maintains fiscal prudence, the bond market could turn bullish

Investing in bitcoins? Exercise caution until regulatory cloud blows over

Limit your investment in cryptocurrencies and make sure to have your current holdings in your own custody

Newbies in small and mid-cap space should invest for at least five years

With fund managers beginning to sound warning signals, it is best to be extra careful

GST: What are requirements for clearance of samples supplied free of cost?

The GST law specifically restricts input tax credit in respect of goods disposed of by way of free samples

HNIs are actively targeting companies at pre-IPO stage for hefty returns

They can earn super-normal profits, but any delay in the offer would mean a longer holding period

Lessons from 2017 market rally: Don't exit funds with sound track record

Many good schemes did not do well in 2017 because their fund managers were wary of investing in expensive stocks or those lacking in fundamentals

Why this is not the perfect time to join the IT bandwagon

This may not be the perfect time to buy them aggressively as the recent spike is due to lower valuations, say fund managers

Realty check: budget: Rs 20 million - Rs 25 million

If you are looking at buying real estate, an idea about prevailing rates would come in handy