Page 568 - Personal Finance

Investing in mutual funds? More cuts in expense ratio may not help you

If the entire financial sector does not move to a lower-cost regime, it will only lead to more mis-selling

Looking at balanced funds over banks fixed deposits: What you should know

Those who are in need of regular income should shift their money to short-term debt funds and do systematic withdrawals from them

Hold 10% gold in your portfolio for support as equities may see correction

If you are one of those investors who became frustrated by gold's poor run over the past several years and eliminated it from your portfolio, it is time to buy the yellow metal again

New Ulips suit passive investors but mutual funds remain a better option

In mutual funds, if you have a systematic investment plan, you can stop it anytime and get back the entire fund value

What will be the place of supply in case of an auction sale under GST law?

The place of supply of goods would be the location at the time the delivery of goods terminates for supply to the recipient

From stock management to portfolio mix, here's how to invest Rs 10 million

See the table below to understand how a 35-year old can allocate 50-70% while a 45-year old can allocate 40-60% to equities

Increase bond market limits

If the bond market stays bearish for an extended period, negative sentiment will feed into equities

Financial planning: Give your investment portfolio annual health check-up

When exiting investments to rebalance your portfolio, keep in mind the tax impact, exit load and lock-in

Traditional insurance plans saw higher growth in premium than Ulips in FY18

Claim settlement improves for life insurance companies in 2016-17

Lessons from the Satyam scam

Get worried when a company proposes something unusual and exit if you are not sure

Don't dump your fund in haste even if it underperforms in short-term

Your fund may have underperformed in 2017 because the fund manager was avoiding momentum and overvalued stocks

Changes to flight schedule & the elderly: Airlines must provide wheelchair

An airline is responsible if passengers face inconvenience due to last-minute changes to flight schedule

Concerned about data security? Wait till March for linking Aadhaar

Virtual ID and limited KYC will address your concerns over data leakage

Tipping Point: Ways in which you should look at mutual fund returns

Each of these measures has its own pros and cons

Readers' Corner: Planning to retire? Some options for regular pension

Life insurance policy: There are different types of annuities available in the market

Axis Mutual Fund highlights benefits of equity-linked savings schemes

Instead of product features, Axis Mutual Fund highlights the benefits of investing in equity-linked savings schemes in its new campaign

Realty stocks' rally is riding on hope; brokerages to be bullish on sector

Look at sectors like housing finance, material suppliers that would benefit from recovery in housing

Time to churn for cost conscious after introduction of total return index

Price return indices (PRIs), which fund houses have been using so far, capture only the capital gains and losses of the index constituents

Opt for a personal accident policy, not rider

The policy offers more comprehensive coverage than a rider for varying levels of injury and disability caused by accidents

Goods import: Will payment to an agent for Customs duty attract GST?

The service charges, if any, levied by the Customs house agent (CHA) towards his services shall be leviable to GST