Page 618 - Personal Finance

Stick to shorter term debt funds

With RBI choosing to pause, leading to a sharp spike in bond by 20 basis points, retail investors need to re-evaluate their debt fund strategy

Another fixed income option for HNIs

In IndiGrid's infrastructure investment trust issue, collateral, projected cash flows look robust

Realty Check

Business Standard brings you a snapshot of average current rates and unit sizes in localities that offer property in the price range of Rs 2-2.5 crore. If you are looking at buying real estate, an ide

Readers' Corner: Mutual Funds

Nimesh Shah, managing director & chief executive officer, ICICI Prudential Asset Management Company

Ratings help select consistent funds

Avoid schemes whose ratings swing too often, as it will lead to excessive portfolio churning and higher costs

Now you can do mobile banking without internet: How it works

USSD-based mobile banking works on feature phone but it's not secure, say experts

Devangshu Datta: Big rate cut could push up Nifty

There is strong consensus that there will be a rate cut and that has probably had a somewhat bullish impact

Secure your mobile wallet

With e-wallets beginning to play a larger role in transactions, it's important to adopt certain precautions

Making an online will is cheaper: Here's how to go about it

If you own assets outside India, make separate wills for each country

Will gold holdings be taxed? All your queries answered here

If you can satisfactorily explain the source of income, then you can hold any amount of gold without being taxed

Statutory savings not enough for retirement corpus

While the government's mandatory pension provisions are improving, you need to save a lot more regularly to be able to retire in comfort

Make sure your gold is accounted for

If you don't have bills, look up your bank records or ask your jeweller to reissue bills

Devangshu Datta: Oil price rise could impact transport sector

It will also hurt refiners, retail marketers and oil producers

BK Birla group debuts in real estate, might earn Rs 125 crore in rent

The company said it would lease out two of its commercial properties - Birla Centurion and Birla Aurora in Worli

Your money: Opt for liquid funds to boost returns

Instead of allowing money to lie idle in your savings account, put a part of it in liquid funds for better returns

Note ban to affect real estate sales only in the short term: Abhishek Lodha

Lodha says that their estimates are that if interest rates drop by 2%, EMIs will dip 15%

KKR, Altico pump Rs 435 crore into Gurgaon realty project

KKR has extended Rs 120 cr for the development of the project, while Altico has pumped in another Rs 315 cr

Pune's next big growth hub

Pirangut has gained prominence due to its strategic location

Reader's Corner: Life Insurance

Arijit Basu, managing director and chief executive officer, SBI Life, answers your questions

More flexible but less comprehensive

You can buy a term plan and a critical illness plan separately