Page 620 - Personal Finance

Revive lapsed insurance during special campaign

You are charged the same premium and also enjoy continuity benefits

Perpetual bonds by PSU banks offer higher rates than FDs

Liquidity can be an issue. Also dividends are paid only if issuing banks is profitable

Deposits above Rs 2.5 lakh: Don't panic if you receive the I-T notice

If you are unable to give a satisfactory explanation about source of income, proceedings and penalties can follow

Expect your household budget to shoot up: Going cashless comes at a cost

When you start using digital payment options, your household budget is likely to shoot up

Know all costs before you swipe a credit card

After demonetisation, people are expected to use plastic money more than ever before

Devangshu Datta: Equity must for sound returns over long term

Longer investment horizon reduces risk and volatility

EPFO asks field staff to settle death claims within seven days

Last month, PM Modi had desired that claims related to death cases be prioritized and expedited, retirement claims settled on the day of retirement

EPFO asks field staff to settle death claim in 7 days

EPFO says that the Prime Minister desired claims related to death cases be prioritised and expedited

Here's how NRIs can safeguard their money in wake of demonetisation

They can either deposit them in NRO account if in India currently or post-December 30 the Rs 500, Rs 1,000 notes can be exchanged at specified RBI offices

Good demand for affordable projects

For creating a truly habitable environment, connectivity and economic drivers are equally essential to complement the creation of physical real estate

Readers' Corner

Kuldip Kumar, partner and leader personal tax PwC India, answers your questions

Don't touch accident vehicle until inspection

A consumer must not act in haste and must wait for the vehicle to be first inspected by the surveyor

Opportunities amid chaos

A value-hunting mindset will not only help you reduce the impact of demonetisation on your portfolio but enable you to gain from the event

Mastercard rolls out interoperable QR code payment solution

This wallet once downloaded will host a virtual prepaid card that customers can use for cashless transactions

Be wary of buying and selling in secondary market

Lack of liquidity hinders buyers and sellers from getting a reasonable price in bonds and in certain securities

Partnering with Ola, Uber requires hard look at costs

If you hire a driver and buy the car on EMIs, the monthly income isn't so attractive

Teach children to transact safely online

This Children's Day, teach your child a few tricks of surviving in the digital world, such as transacting only on safe websites and avoiding downloads from unknown ones

Readers' Corner: Mutual Funds

Rajiv Anand, executive director, Axis Bank answers your questions

Breathe easy with an air purifier

The first thing to look for in an air purifier is a high efficiency particulate air filter

Mixing insurance with investments?

There are enough provisions that the insurance cover does not expire if an SIP cheque or ECS bounce