Page 641 - Personal Finance

Pay your health insurance premium through EMI

However, you will lose out on discounts and have to pay a higher premium

Five things to know about the Singapore Treaty

For the nine month period between April and December 2015, Singapore accounted for Rs 71,195 crore in foreign direct investments

Treat strategy-based ETFs as thematic funds

Start small, and if the idea generates returns, one can step up investment later

EPFO to provide 3-yr life cover to subscribers after job loss

The maximum sum assured under the Employees' Deposit Linked Scheme will be enhanced to Rs 6 lakh

Reliance Capital plans to launch more products in MFs, life insurance biz

Reliance Capital is the financial services arm of Anil Ambani-led Reliance Group

Case study

Taxation: Kuldip Kumar

Offers affordability with good connectivity

Unfair trade practices by real estate firms

Shamed can start afresh

The new Bankruptcy Code allows individuals to use the insolvency resolution route to relieve their financial liabilities. But secured debt, and some other commitments are excluded

Good monsoon may still be a gamble

While it has reasonable odds, the investor should get confirmation before buying 'monsoon' stocks

If you are posted abroad, tax filing is complex

It depends on the residency status and structure of payments made in India and abroad

Are you investing in direct plans?

A number of options such as AMC websites and other online platforms are available. Take into account cost, ease of operation, advice and quality of reporting

E-filing of tax returns jumps 68.5% in April

Number of e-filed returns recorded in April 2015-16 stood at 4.94 lakh

How to avoid TDS on your investments

Use Forms 15G or 15H, depending on age, to avoid tax deduction at source if you don't have taxable income

Revised code for bank customers to include mobile payments

The Code of Bank's Commitment to Customers could also include some advice regarding capping of charges

Sukanya scheme attractive even without tax benefit

Govt has removed many possible hurdles that investors could have faced after enrolling for the scheme

EMIs on credit card is useful but tricky on conditions

Keep in mind interest rate, tenure and additional charges if you exceed credit card limit

Don't pull out of US funds yet

Despite recent setback, these remain the most appropriate tool for international diversification

Loan enquiries affect your credit health

Avoid making multiple applications to different financial institutions for the same loan