Page 683 - Personal Finance

Resolving disputes with your insurer can be a long battle

Legal expenses can be prohibitive and one may not get a favourable settlement unless the case is watertight

Decoding the company going for an IPO

In the past eight years, 283 companies have raised money via IPO and 157 are yet to return any profit to their investors

Proposal mandating G-Sec investments may make ULIPs unattractive

Those looking for pure equity funds for higher returns might not be able to do so if the proposal is accepted

Make a 'will' online instantly

It's cheaper and meant for simple assets but if you have inherited properties or they are spread in different locations, you will need a lawyer

EPFO proposes curb on early withdrawal of PF money

Suggests maximum of 75% be allowed for withdrawal

Should you invest in gilt funds now?

G-Secs will benefit from lower inflation and rate cuts but could be more volatile than income funds

Shopping through mobile phones may cross $638 bn by 2018

E-tailers like Flipkart, Amazon and Jabong now get 50% of their revenues from consumers shopping on mobile phones

Irdai steps in to get rid of the middleman

The draft guidelines, if implemented, will ensure TPAs can no longer reject claims

Case study

Mutual Fund: Nimesh Shah

Infrastructure projects make this housing hub

Hotspot: Wadala, Mumbai

Buy a retirement home five years in advance

These homes offer services that help lead a smooth retired life. They can be bought, leased or taken on a pure rental basis

Depositors get some protection if bank fails

Deposits up to Rs 1 lakh are insured. Read on for ways to raise this cover

Don't vest retirement assets in an HUF

In case of a dispute or claim for partition within the family, you will not be able to assert your individual right over the asset

Here's why the trade unions are wrong about EPFO investment in equities

Investment in equities has yielded a better return than other financial assets over the long term

Making your money work round-the-clock

BSE and NSE's overnight liquid fund facility can help investors get returns constantly

Volatility likely in Europe-focused funds

Stay invested if these are part of your portfolio diversification, as most have exposure to fundamentally strong companies

FinMin asks taxpayers to e-file I-T returns early

The tax department has released the software for preparing the Income Tax Return forms -- ITR 1-Sahaj, ITR 2, 2A and 4S-Sugam for Assessment Year 2015-16

Dividend yield stocks: A cushion during bouts of volatility

Those with 15-20 years left for retirement can invest 10-15% of their equity corpus in these stocks

Keep fee within limits or face action, Sebi warns MF players

Sebi chairman U K Sinha domestic mutual fund distributors get one of the highest upfront fees in the world