Page 689 - Personal Finance

Pledge gold coins and bars

The proposed gold monetisation scheme, if implemented, will help unlock value of idle gold

Gold monetisation plan offers tax-exempt interest

Draft note says scheme to be exempt from income tax, capital gains and wealth tax

New limit for derivatives trading may benefit investors

Move Sebi's indirect way of telling investors they need to be careful while trading in this segment

MFs buy into auto

Two of five top picks for April are auto firms

How does a falling rupee affect you?

Be prepared to pay more if travelling abroad or if your child is studying there. Other impacts can be varied

Don't invest in rights issue for arbitrage

Subscribe only if you believe in long-term prospects of the firm

Case study

Realty check

Debt Counselling: Sanjay Agarwal

'Pre-existing diseases get cover from 5th year of mediclaim policy'

Strong case for RBI to cut rates

A weaker rupee due to rising bond yields in the US and deficient monsoon are hitches

Buy it, hold it, forget it?

This Buffett-like strategy sounds good but investors need to link it to goals and also book profits when appropriate

At Rs 17 a day, protect yourself against acts of God

Some insurers provide structure insurance of up to Rs 2 crore without documentation

All you need to know about contactless debit and credit cards

State Bank of India and ICICI Bank have launched contactless cards in the country, which will help make transactions faster

Debt funds may be better than tax-free bonds

The trade-off is between higher yields and liquidity vis-a-vis tax benefits. Do the maths before investing

Not too late for foreign getaway in summer

Choose a place easy to reach and with visa on arrival. Group tour can help get better deals and cut costs

For safe mobile banking transactions...

...Do simple things like downloading from right sites and avoid staying logged on

Is it time to shift to gold?

While one might argue that the current move and fundamentals behind it are short term in character, there is a strong undercurrent which will be supporting gold prices going forward

International funds will gain from weak rupee

While they are a good hedge for expenses like children's education on foreign soil, limit your exposure

Govt to modify new income tax return forms

In the new ITR-2, FM Arun Jaitley said, the information relating to foreign travel which has been sought to be captured is as per the recommendation of SIT on black money