Page 692 - Personal Finance
How to get more tax breaks this year
Use deductions introduced in the Budget to save additional Rs 24,000 in tax
 "How to get more tax breaks this year")
Banks cap upper limit for withdrawals at micro ATMs
Waive switching fees till December 2015
 "Banks cap upper limit for withdrawals at micro ATMs")
Your credit cards may make you depressed
The study says depression will be particularly strong among unmarried people, people reaching retirement age and those who are less well educated
 "Your credit cards may make you depressed")
Ideal opportunity in IT stocks
Valuations good; currency volatility not a big worry
 "Ideal opportunity in IT stocks")
Urban cooperative banks can't issue co-branded credit cards: RBI
General purpose cards are those that are issued under trademark of credit card associations
 "Urban cooperative banks can't issue co-branded credit cards: RBI")
LIC Nomura Mutual Fund lines up retirement plans
LIC Nomura MF Retirement Benefit Fund is an open ended scheme comprising of three plans -- Conservative, Moderate and Dynamic
 "LIC Nomura Mutual Fund lines up retirement plans")
Nominee versus legal heir
To avoid any confusion, appoint the intended beneficiary as nominee
 "Nominee versus legal heir")
Govt approves Rs 1,000 min monthly pension in perpetuity
EPFO had suspended the scheme in the absence of any direction from the govt to continue with this benefit beyond March 31
 "Govt approves Rs 1,000 min monthly pension in perpetuity")
Gift your parents a property
Buying it in their name could qualify as benami property and attract fine or imprisonment
 "Gift your parents a property")
Opt for add-on earthquake cover while insuring home, shop
Although the premium will rise by 20-30%, it is safer to cover both content and structure
 "Opt for add-on earthquake cover while insuring home, shop")
 "Lumpsum withdrawals: Debt funds score over FDs")
How to walk the mid-cap tightrope
With Sensex beating both mid- and small-cap indices comfortably over a 5-year period, experts advise caution while investing in these
 "How to walk the mid-cap tightrope")
Low land prices make it conducive for affordable housing
Hot Spot: Karjat
Avoid new versions of 80:20 schemes
In case of project delays, the entire EMI burden might fall on buyers' shoulders
Keep income-tax forms simple
Taxpayers might face several issues while filing returns this year
 "Keep income-tax forms simple")
Don't be a punter: Raamdeo Agrawal
Interview with Managing director and co-founder, Motilal Oswal Financial Services
 "Don't be a punter: Raamdeo Agrawal")
Beware of fraudsters posing as Sebi officers!
Some of them are selling fraudulent investment schemes and promising gifts and bonus payouts in return
 "Beware of fraudsters posing as Sebi officers!")
IRDAI wants insurers to stick to grievance redressal norms
Order follows cases of complaints from policyholders not being handled in accordance with prescribed norms
 "IRDAI wants insurers to stick to grievance redressal norms")