Page 693 - Personal Finance

Don't miss retirement goals for children's higher education

It could mean having to prolong work life and putting money in risky investment options

Govt allows investing 5% of EPFO corpus in stock markets

Move will result into a flow od Rs 5,000 crore in the markets

Get discount in premium with long-term two-wheeler insurance

As entire premium is paid upfront, customers will be saved from yearly increases in third-party premium

A tax efficient way to tender shares during buybacks

From July 1, retail investors can offer stocks through exchanges for de-listing, buyback and open offers

Check your new I-T assessment range before filing returns

I-T dept has carried out massive restructuring and jurisdictional changes of its offices countrywide

e-Filing tax returns to get easier

Aadhaar-based electronic verification code will do away with the need to send physical ITR-V copies to Bengaluru

Centre to withdraw contentious clauses from new I-T returns forms

Govt might amend the details required for disclosure of foreign travel, passport copy and expenses incurred

Is your demat account active?

You will need to do the KYC check again. Reactivation can take up to two days

Case study

Realty check

Budget: Rs 3.5-4 crore

Don't buy gold on Akshaya Tritiya

Purchase a coin as token otherwise given gold's bleak outlook for some time, it doesn't make sense to invest or buy it

Minimise re-investment risk through tax-free bonds

These are ideal for investors in the highest tax bracket. Those paying lower tax might be better off with debt MFs, non-convertible debentures or even bank FDs

Mutual Fund: Nimesh Shah

Consumers can lose if complaints are delayed

Limitations, decided the State & National Commissions, begin from the date of possession

Maiming the net?

Can you think of buying a product online without getting to compare the prices on Flipkart, Amazon, Snapdeal and others?

Inflation data point to more rate cuts

Given a reasonable monsoon, food inflation should remain moderate

Workers may get to choose between EPF and NPS for pension

Proposal part of bill to make comprehensive amendments to Employees' Provident Funds and Miscellaneous Provisions Act 1952

A few surprises in your home loan agreement

Collateralisation of other loans and prior approval for additional leverage are things to watch out for

Now, you don't need to post paper acknowledgement of I-T returns

CBDT has launched a new Aadhaar-based electronic verification code to authenticate this document

Interest rate decline spells margin pressure for home loan sector

ICRA predicts interest rate risk; market reaches Rs 10-lakh crore, needs Rs 28,000 crore capital in five years