Page 779 - Personal Finance

Is India headed for a full-blown financial crisis?

Successful investors hoard cash in the early stages of a crisis and buy assets when prices collapse

HUF helps couples save tax

It qualifies for all benefits of Section 80C like an individual, and, therefore, gives twice the exemption

What to do in a volatile equity market

Choose large-cap, dividend-paying companies and invest systematically

Sharing of electronic medical record with insurers could be some time away

Will help improve pricing in the long run, say insurers

Need to wait and watch, if banks want to become brokers: Insurers

New Irda norms may not necessarily bring open architecture of bancassurance; RBI approval crucial

Credit card application rejected? Look at your credit history

Even if your profession is 'blacklisted', a good score could help you get a loan or a credit card

Reliance MF targets retail investors for liquid funds

Reduces minimum limit of investment to Rs 100 from Rs 5,000

Slump fails to dampen spirits of realtors

Hope of a revival in demand due to IT, tourism sectors, coupled with approvals to vertical structures, brighten prospects

Pune realty market expanded by 20% in six months

Report suggests that Pune realty market is in an expansion mode with more premium homes being launched

HDFC Bank raises base rate to 9.8%

Second to hike minimum lending rate after Yes Bank

Shift from EPS would hurt retirement kitty

Despite the equity booster, many would be uncomfortable about NPS

Online filing of income tax returns jumps 68%

On Aug 5, which was the last due date, 6.92 lakh returns were filed online

Markets: Ways to invest in this volatility

The Indian market was also affected by weak overseas cues primarily in the form of escalating debt crisis in the Euro zone due to rating downgrades for Italy and Cyprus

When not to buy online mediclaim insurance policy

Apart from that, there are online websites that can compare the insurance products of various groups

Income Tax: Penalty for late filing

There are various situations which impacts our tax filing status in case we file post due date

Investors can take delivery or wait

With the government banning e-series on NSEL, investors are likely to be stuck for some time

FAQs: EPF vs NPS

Top things you should know about the two saving schemes

Tax defaulters not depositing TDS to be prosecuted

Retention of govt dues beyond due date an offence liable for prosecution under Section 276B of I-T Act, 1961

FII interest will be muted, say insurers

But industry is happy that BJP's new FDI clause will at least see the Bill go through

Don't forget to file returns

Not doing so might mean a penalty, not being able to revise returns or carry forward losses and forfeiture of interest on refund