Somewhere in January 2008, Sebi has declared that individuals who invest directly at the asset management company's (AMC) office will not be charged entry load.

All about trail commissions

Business Standard

I intend to accumulate wealth for my retirement, though it might seem a bit late as I am 33 years old now.

Retirement planning needs to account for inflation

Public sector lender Punjab National Bank on Wednesday announced a 100 basis point reduction in the benchmark prime lending rate, the second in four weeks.

PNB lowers rates again, others may follow suit

Unlike the 9/11 attacks in the US, which resulted in companies having to shell out more for insurance covers or entities such as airlines operating without terrorism insurance, Indian companies can

Terrorism risk cover only a step away

When interest rates are falling, it is a good decision to be in long-term debt funds.

Understanding debt portfolios

While public sector banks offer cheaper home loan rates, private banks score on efficiency.

Cost or convenience

The InvestAssure Health policy is quite expensive because of its innovative features.

Look for cheaper options

The Insurance Regulatory and Development Authority (Irda) on Tuesday advised the Life Insurance Council, a self-regulatory body of insurers, to review and put on hold the decision to discontinue group

Insurers to review MF covers

Life Insurance Corporation of India (LIC), the country&rsquo;s largest insurer, would look for a new joint venture partner for its credit card venture following the exit of US-based financial serivces

LIC scouts for card JV ally

The government is examining various amendments to the insurance law, including a special statute for health insurance, aimed at improving the functioning of domestic companies and increasing their

Health insurance may get new law

Prospective home buyers, who are looking forward to discounts this festival season, may be in for a rude shock. According to banking sources, most banks are unlikely to offer any discount.

Banks unlikely to offer festival discounts

Sanjay Kumar (name changed) was on top of the world a few months ago. He had bought his house last November for Rs 50 lakh.

Home, life insurance not 'wealth'

Many banks have started upgrading their customers to platinum or titanium cards.

Card firms may up fees to skirt rate cap

The top five mutual funds, which account for more than 35 per cent of the total assets under management (AUM), saw a decline in their average AUMs in the range of 1 to 6 per cent thanks to tightening

Average AUMs of top 5 MFs dip by 6 %

Rebalancing your portfolio is an important part of money management. Here&rsquo;s when to do it and how.

Churning for stability

There are two categories of funds that have caught the imagination of investors these days &ndash; liquid and liquid-plus funds.

High liquidity, decent returns

Selling shares or stopping SIPs is a common feature when markets are in a downturn. It can prove fatal for your wealth.

Plight of panic sellers

I have been investing in SBI's arbitrage fund since December 2006. The category&rsquo;s returns were around 10 per cent when I entered the fund.

Low cash-futures spread hits arbitrage funds

The plain-vanilla funds are down and out. The newer, and hopefully smarter, variants of funds are in.

Breaking boundaries

The mutual fund industry is under pressure and not just from falling markets.

Defaults threaten fixed maturity plans

With the government and the Reserve Bank of India (RBI) taking steps to ease the liquidity crunch, home borrowers and small enterprises (SMEs) may get 25-50 basis points relief from high interest

Loans for homes, SMEs may dip

Personal Finance: Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

Personal Finance: Investing, Planning, Retirement, Loans, & Insurance | Business Standard

Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

Page 952 - Personal Finance