With the government and the Reserve Bank of India (RBI) taking steps to ease the liquidity crunch, home borrowers and small enterprises (SMEs) may get 25-50 basis points relief from high interest

Loans for homes, SMEs may dip

Business Standard

Opening an online trading account is the first step an investor takes on deciding to buy and sell shares.

All you wanted to know before choosing your broker

The Reserve Bank of India (RBI) has capped fees charged by banks for electronic payment (e-payment) and collection of outstation cheques.

RBI caps e-payment charges

Selling insurance policies in rural India is no more just to fulfil the mandatory rural sector obligations prescribed by the Insurance Regulatory &amp; Development Authority (IRDA).

Private players upbeat on rural insurance

For value buying to come in, markets may have to slip by another 15%.

No silver lining...

While the markets have been on a downslide since January, things have turned really bad in the last few weeks. And worse may be still to come.

For the long term

For borrowers with an existing home loan, taking a renovation loan from another bank is difficult.

A cheaper option

Regular investments in Section 80C instruments earn better returns as well as reduce the pressure on your funds.

Steady does it

Is it compulsory for asset management companies to disclose the portfolio of a new fund offering (NFO) after a particular period? If so, which code of conduct will they violate if they fail to make

Code of conduct for MFs

I am 27 years old and investing in mutual funds through a monthly SIP of Rs 6,000 from January, 2008. In the next 20 years I want to generate Rs1 crore so that I can enjoy my retirement period.

Rebalance the portfolio once a year

Liquidity crunch and fear are driving redemptions by companies in liquid and debt funds.

Redemption blues for liquid, debt funds

Mutual fund investors in equity schemes are not yet rushing to redeem their units but inflows have dried up substantially, said mutual fund distributors.

Investors holding out in equity MFs

Will the Reserve Bank of India&rsquo;s (RBI&rsquo;s) bailout serve as a trigger for more redemptions, or will it bring back a sense of sanity to investors&rsquo; psyche?
A bailout package of Rs

RBI&#39;s Rs 20,000-cr package not enough, say mutual funds

State Bank of India, the country&rsquo;s largest lender, is not likely to cut lending rates immediately, at least not before reducing deposit rates, a senior official of the bank said

Deposit rate cut before lending rate, says State Bank

A day after the Reserve Bank announced an increase in interest rate ceiling by 50 basis points on non-resident deposits, two public sector lenders have raised FCNR and NRE term deposit rates.

Banks hike interest rate on FCNR deposits

Press Trust of India

Companies are approaching investors directly through fixed deposit schemes that offer higher rates of return.

Firms Tap lay INvestors

I wanted to invest nearly Rs 10 lakh in mutual funds, but do not want to invest all in one go. Instead, I would like to divide it into, say, 15 different purchases.

Don&#39;t time the market

Keep a war chest ready to take advantage of the likely dips till the general elections.

Opportunities will emerge

Reduce high-cost loans, create a contingency fund and play long term.these are the only mantras to survive during a slowdown.

Do a Recce before the Recession

While banks may offer a good credit limit, look at your salary and needs before spending.

Limit your usage

The wholesale price of potatoes shot up significantly by 14.29 per cent to Rs 241.5 a quintal during June-September of the current calendar year, the government informed Parliament today.

Potato prices rise by 14% in June-Sept '08

Personal Finance: Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

Personal Finance: Investing, Planning, Retirement, Loans, & Insurance | Business Standard

Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

Page 953 - Personal Finance