The Insurance Regulatory and Development Authority (Irda) has expressed its concern over the referral programme prevalent among insurers.

Irda wary of sub-agents

Business Standard

The 31 per cent fall in global crude oil prices since July 11 has already contributed to the recent rise in domestic equity market, and fund managers expect the recovery to continue if oil prices slip

MFs see 1,000-pt rise in Sensex if oil slips below $100/bbl

The insurance industry has begun the process of moving towards the risk-based capital norms from the current solvency margin regime.

Panel begins work on new capital norms for insurers

Sebi&rsquo;s much-hyped entry load waiver for direct mutual fund (MF) applications seems to be having some positive impact, as investors are cashing in on the load-free route to apply for

Investors queue up to buy mutual fund schemes directly

Puneet Lakhotia signed up for an ICICI Bank credit card to book tickets online. His problem: None of the ticketing websites accepted his regular bank&rsquo;s net-banking facility.

Credit card addict? Switch over to cash

Move seen as countering fund houses' plan to sell life covers.

Insurance companies say no to bundling with MFs

Impulsive plastic money spenders face the prospect of paying interest rates in excess of 40 per cent a year.

Credit card Caution: use it wisely

Watch out for bank transactions that lock in money for a long period leading to penalties and loss of money.

Transfer trouble

For investor in overseas mutual funds, a falling currency means higher profits.

Falling currency, rising returns

I have invested in five systematic investment plans (SIPs) in November, 2007 with the investment horizon of 1 year.

Excess sectoral exposure is bad for portfolio

I am a 77-year old retired businessman. I can invest directly in shares or mutual funds to the extent of Rs 50,000 per month.

Reduce the number of funds for better results

With markets on a free fall, it could be a good time to create portfolios.

Buy in a falling market

As buyers continue to be reluctant to purchase residential properties, developers are planning to go all out this buying season.

Cash discounts in the offing

The financial meltdown abroad should serve as a lesson for the investor. Save well for troubled times.

Crisis management

Splitting your term policy ensures that you have adequate cover at a reduced cost.

Breaking it down

I have never invested in mutual funds. But now I want to invest Rs 5 lakh. I want to know about the entry load, which is 2.25 per cent.

Entry load applies to all investments

Mid-size companies generally grow faster than larger ones, given their small base of revenue and profit.

Split down the middle

The vacuum that was created due to the exit of large players from the two-wheeler financing segment is now being filled by new players and also by existing players beefing up operations, eyeing the

Newer players enter 2-wheeler financing; incumbents beef up ops

Gold exchange-traded funds (ETFs) are back in the limelight. After a dull three-month period, a sudden slump in the US stock market last week has investors flocking to buy gold.

Gold funds regain lustre

With the equity markets on a downslide, mutual funds have been aggressively launching fixed maturity plans (FMPs) to attract customers. The lure: good returns and tax benefits.

FMPs up indicative returns to 11%

PBAP ties up with ICICI

Personal Finance: Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

Personal Finance: Investing, Planning, Retirement, Loans, & Insurance | Business Standard

Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

Page 955 - Personal Finance