With inflation and high interest rates eating into your wealth, it's time to play safe by reducing expenses.
Consumers have been feeling the heat of rising inflation for the last few months. Though

Hit by hurricane inflation

Business Standard

Families are cutting expenses or reducing their investments, all pointing towards the fact that inflation has hit them.
In the last few months, Ajay Yadav, 29-year old entrepreneur has seen his life

Tighten your purse strings

Avoid simple mistakes to make sure that the income tax returns process is hassle-free.
This is that time of the year when tax-payers rush to file their income tax returns. When going through this

Filing returns diligently

ABN AMRO FLEXI DEBT REG: CONSISTENT PERFORMER
ABN AMRO Flexi Debt Regular was launched in September 2004. The fund's mandate states that it aims to optimally balance yield, safety and liquidity. And

Bond funds: A review

Ever since the equity markets tanked in January, stocks from almost all sectors have been predictably offloaded by mutual funds in huge numbers. The carnage has spared no sector but however, amidst

Stocks in vogue

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Unitech, the country&rsquo;s second-largest property developer, recently offered two- and three-bedroom apartments of 1,200 sq ft and 1,500 sq ft respectively at its Uniworld City project at

Falling sales push property firms to ease buyers` EMI pains

1998: HDFC&rsquo;s fixed home loan (the concept of floating rate was introduced in 1999) rates were 13-17 per cent for houses costing less than Rs 10 lakh. Above that, the rates were over 18 per cent.

Retail loan rates come a full circle

Mutual funds are now changing tack to attract investors to invest in their products after a bearish sentiment in equity markets led to a spate of new fund offerings (NFOs) that managed to collect

MFs change tack to attract investors into new funds

Sectors with cheap valuations are on the radar of most private equity funds, most of whom are flush with funds. Owing to the market slowdown in the first half of the year, most PE funds did not deploy

PE funds focus on realty, infra

The banking or the IT sector will always give a combination of long-short trading positions because they are hyper-sensitive to currency effects.

The currency conundrum

&nbsp;Strengthen your financial position before entering into any new venture. 
&nbsp;One of the advantages of working with a mutual fund company is that one gets to learn the principles of financial planning on the job itself.

Money for everything

&nbsp;Exceptions are residential property, shares and cash in the bank. 
&nbsp;I have inherited jewellery worth Rs 19 lakh from my mother.

Wealth tax on assets

I am planning to invest in a Fixed Maturity Plan as my mutual fund investment.

Investment in FMPs

There is often a very fine line between a well-diversified portfolio and an over diversified one.

Debt helps balance a portfolio

&nbsp;India's first MF scheme ends its 43-year journey. 
&nbsp;Sharjah-based marketing executive Vijay Raghavan has sent the 264 bonds he got in lieu of the Unit Scheme 64 certificates he held since 1990 to the Special Undertaking of UTI.

Unit Scheme 64: RIP

The State Bank of India will offer a student loan scheme for students joining medical and dental courses through the common entrance test (CET) conducted by the Karnataka Examination Authority for the year 2008-09.

SBI loan scheme for  medical students

While companies producing alternatives to crude oil may be a fad now, they could be more cyclical in the coming years.

Crude, alternatives and cycles

Unrealistic expectations from your investments will only lead to financial strain.

Dreams unlimited, funds limited

Gold has outperformed equities in the last six months, but opinion is divided on whether this is the right time to enter the metal.

The Yellow fever

Endowment policies give better returns than most fixed income products in the long run.

A safe approach

&nbsp;The laggard pharma category has emerged as a winner in recent times. 
&nbsp;Though pharma sector funds were launched nine years ago, the sector has garnered barely Rs 286 crore.

Turnaround sector

Personal Finance: Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

Personal Finance: Investing, Planning, Retirement, Loans, & Insurance | Business Standard

Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

Page 960 - Personal Finance