&nbsp;The wholesale price index (WPI) has risen 25 per cent in just one week. And that obviously is not great news for either the consumer or the investor.

Tread with soft toes

Business Standard

The domestic insurance industry can become the biggest player in the stock market if there is a global recession.

Relying on insurance

Both private and public sector companies are introducing products for diabetes and hypertension- related diseases for the elderly.

The sweet threat

When Sebi Chairman C B Bhave on wednesday declared that the market regulator is setting up a committee to look at a large number of issues concerning mutual funds, one of the important points he made was to legalise the rebate system that many distributors were offering to the clients to attract more inflows.

Load rebates under review

When financial advisors ask you to invest in equity mutual funds, it's often with the view that there would be tax saving in the long term.

Taxation of SIPs

Could you please explain the concept of 'Expense Ratio' in equity and debt schemes? Will it affect the schemes&#39; returns? 
- Vigneshkumar S The expense ratio is the total amount of annual expenses incurred by the fund.

NAV is calculated after expense ratio

&nbsp;I am a 33-year old, married man. I save Rs 30,000 every month.

Lesser number of funds for the same objective

&nbsp;Bank awaits RBI move to finalise the extent of increase.
&nbsp;State Bank of India, the country&#39;s largest lender, is likley to raise its prime lending rate (PLR) and is awaiting fresh monetary actions from the Reserve Bank of India (RBI) to finalise the extent of the increase.

SBI gears up to hike PLR

With high property costs and home loan rates deterring buyers, builders are looking to get into affordable housing in the next few months.

Purchasing power parity

Income from redemption of deep discount bonds (DDBs) will be considered as interest income and not capital gains.

Taxation of DDBs

Small amounts of money invested in mutual funds lead to large amount of wealth in the long run.

Creating wealth over time

I am holding mutual funds worth Rs 12 lakh in my portfolio and all of them are with dividend payout options.

Growth option is better

Of late, there has been an avalanche of bad news flowing out of the Indian stock markets.

Volatility aids arbitrage

&nbsp;Providing an insurance cover to investors in mutual funds has become a fad. Though the idea was initiated by DSP ML back in 2005, others were quick to follow.

Insurance with investment

Fundamental Index is an interesting way of approaching the stocks valuation game as they favour large, low-valued and profitable businesses over highly-valued smaller ones.

The mechanical investing system

When Sanjeev Verma took the offer to join a new company, he was quite happy with the cost-to-company (CTC) salary that was offered to him.

Salary Secrets

Either you can purchase a property with the proceeds or pay tax after indexation benefits, but only if the property sold had been held for more than three years.

Income tax on property sale

After staying invested in a mutual fund for more than a year under the dividend payout option, I switched over to the growth option.

Tax implications on scheme transfers

I am a long-term investor (NRI) aged 30 with an above average risk appetite.

Cut down on risky mid and small-caps

The floor seems to be divided between realtors and Gujarat urban development authorities on the implentation of the New Integrated Township Policy.

Integrated townships still in a limbo

Large-cap funds are resilient in a struggling market was proved again in recent months, when we looked at the performance of 72 large-cap funds of the 160 open-end diversified equity funds.

Safety in size

Personal Finance: Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

Personal Finance: Investing, Planning, Retirement, Loans, & Insurance | Business Standard

Read about the smart strategies for Personal Finance Planning, Investing, Insurance, banking, budgeting, loans Tax Planning, retirement and insurance. Browse Business Standard to learn more on Personal Finance.

Page 962 - Personal Finance