Badal aims to cover all household under PMJDY by Dec 15

Punjab government today set a deadline of December 15 to cover all the household in the state under Pradhan Mantri Jan Dhan Yojna (PMJDY).
Chief Minister Parkash Singh Badal issued instructions to all the officers today for covering all the households under PMJDY by December 15, so as to enable Punjab to be the first state in the country to achieve this target, a spokesperson of the Chief Minister's Office said.
The government has designated Principal Secretary, Finance as the Mission Director for this scheme.
"A detailed day-to-day program plan has been chalked out to meet the deadline of December 15 this year, he said.

The Chief Minister had launched the prestigious scheme from Ludhiana on August 28.
Badal also directed his cabinet ministers to monitor their allocated districts and ensure that no household were left out.

"Deputy Commissioners have been issued detailed guidelines to ensure that the scheme was implemented in 'Mission Mode' in a time bound manner," the spokesperson said, adding, daily report by Convener of State Level Bankers' Committee (SLBC) would be submitted to the Mission Director, which would be reviewed every week by the Chief Secretary.
The Chief Minister would be personally reviewing the progress every fortnight, as the financial inclusion programme was a gateway to empowerment of people, particularly women and people belonging to below poverty line, he added.

"Necessary directions to all Cabinet Ministers and Chief Parliamentary Secretaries have been issued to monitor the progress at their own level," the spokesperson said.
Under PMJDY, each household would have at least one bank account which would be opened with zero balance.
The bank account would provide basic banking services with overdraft facility of Rs 5,000 after six months of opening the account. It would also entitle the account holder with a debit card with inbuilt accidental insurance cover of Rs 1 lakh.
Those who open their accounts before January 26, 2015 would also be entitled for health insurance worth Rs 30,000, the spokesman said.