Pais notched the match-winner in the dying minutes of the game after SGFI team came back in the second half to tie the score via goals from Shruti Laxmi and Mamta Acharya.
The corresponding boys' final would be fought tomorrow between Pune DFA and Kolhapur DFA.
Pune DFA defeated Nagpur DFA 2-0 in the semi-final, with Alfred Nikhil and Edwin Faleiro finding the mark once each.
In the tie-breaker, Kolhapur got the better of Mumbai 4-1 for an overall 6-3 aggregate score.
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