Budget 2024: Adequate capital buffers, credit-deposit ratio may weaken
PSBs to develop capabilities to assess MSMEs for credit, reducing external reliance
 "Budget 2024: Adequate capital buffers, credit-deposit ratio may weaken")
CHALLENGES
The Reserve Bank of India has highlighted risks from non-banking financial companies (NBFCs) since banks have a large
exposure to the segment. The RBI has previously raised risk weights for lending to the segment
exposure to the segment. The RBI has previously raised risk weights for lending to the segment
Deposit growth has been sluggish
TAKEAWAYS
PSBs to develop capabilities to assess MSMEs for credit, reducing external reliance
Integrated technology platform for improving outcomes under IBC