Banking Sector

RBI's new expected credit loss framework may lower CET-1 ratios and increase provisioning in early years, though banks are likely to absorb the impact over time

Emirates NBD's proposal to buy a 60 per cent stake in RBL for $3 billion was announced in October 2025

Anand, a veteran banker with 25 years of experience, will oversee HSBC's global India private banking franchise across India and key international hubs

He said net interest margins have bottomed out and will increase in the current financial year

Nationwide capacity-building initiative aims to train 1.4 lakh UCB staff and strengthen governance, compliance and operational resilience in the sector

Headcount cuts in FY26 reflect tech-led shifts in frontline roles

Valuations are now more balanced after the correction and advises investors to adopt a staggered approach to equity investing, says Devalkar

India's decade-old insolvency system is shifting its focus from lenders to becoming a lifeline for the ordinary citizen - the homebuyer

IT budgets are expected to remain steady in 2026 as enterprises raise spending on AI, cybersecurity, and platform-led technology services beyond pilot-stage experimentation

Bank is likely to grow broadly in line with the market, both in assets and liabilities, says its MD & CEO

IndusInd Bank strengthens its board with key executive and independent director appointments after leadership changes triggered by last year's accounting lapse

In the fortnight, credit contracted by 2.1 per cent or Rs 4.39 trillion, while deposits contracted by 2.2 per cent YoY or Rs 5.81 trillion

Weak spots in governance, asset quality, and risk discipline stall approvals

Bank credit expanded at the fastest pace since FY24, driven by corporate and MSME demand, while deposit growth lagged, widening the gap in the banking system

Non-banking finance companies' (NBFCs) reliance on bank borrowings is likely to rise in FY27 due to lower interest rates, a rating agency said on Wednesday. The share of bank borrowings, which rose to 43 per cent on the back of higher activity in the second half of the recently concluded FY26, will inch up further to up to 45 per cent by the end of the ongoing fiscal, Crisil Ratings said. It attributed the shift in preference to lower interest rates in the bank lending market, which is likely to lead to a tapering in the debt capital market issuances. "While bank lending rates continued to decline throughout last fiscal, bond yields, after declining in the first half, inched up in the second half and remain elevated," the agency said. Additionally, the share of external commercial borrowing (ECB) issuances will also be muted in the near term, owing to geopolitical uncertainties and the resultant exchange rate volatility, it added. In such a scenario, securitisation is expected to

Domestic mutual funds invested heavily in banking stocks in March, offsetting record foreign outflows as market sentiment weakened amid global geopolitical tensions

Bankers support RBI's proposal for delayed digital payments to curb fraud, but flag infrastructure costs and suggest raising the threshold from Rs 10,000 to Rs 25,000

Bank names Mallareddy to lead consumer banking from April 9, bringing over three decades of experience as Soumitra Sen prepares to retire

RBI plans to revise board norms to reduce compliance burden and enable bank boards to focus more on strategy and policy, amid feedback from industry stakeholders

Newer options such as acquisition financing, now allowed for banks by the RBI, should also support credit growth