 "SBI Card drops air accident cover on premium cards: Here's the list")
SBI Card has discontinued complimentary air accident insurance offered by many of its credit card products, including premium and co-branded. This insurance offered coverage of up to Rs 1 crore and discontinuing it will affect both SBI-branded and partner bank credit cards.
Which SBI credit cards are affected?
The withdrawal of air accident insurance will happen in two stages:
Effective July 15, 2025
The following SBI-branded cards will no longer offer the complimentary insurance benefit:
- SBI Card ELITE – Rs 1 crore cover to be discontinued
- SBI Card Miles ELITE – Rs 1 crore cover to be discontinued
- SBI Card Miles PRIME – Rs 1 crore cover to be discontinued
- SBI Card PRIME – Rs 50 lakh cover to be discontinued
- SBI Card Pulse – Rs 50 lakh cover to be discontinued
Effective August 11, 2025
Several co-branded credit cards issued in partnership with public and private sector banks will also see this benefit removed:
Rs 1 crore cover to be discontinued on:
- UCO Bank SBI Card ELITE
- Central Bank of India SBI Card ELITE
- Punjab & Sind Bank SBI Card ELITE
- Karur Vysya Bank SBI Card ELITE
- Karur Vysya Bank SBI Signature Credit Card
- Allahabad Bank SBI Card ELITE
- Rs 50 lakh cover to be discontinued on:
- UCO Bank SBI Card PRIME
- Central Bank of India SBI Card PRIME
- Punjab & Sind Bank SBI Card PRIME
- Karur Vysya Bank SBI Card PRIME
- Karur Vysya Bank SBI Platinum Credit Card
- South Indian Bank SBI Card PRIME
- South Indian Bank SBI Platinum Credit Card
- Karnataka Bank SBI Card PRIME
- Karnataka Bank SBI Platinum Credit Card
- City Union Bank SBI Card PRIME
- Allahabad Bank SBI Card PRIME
- Union Bank of India SBI Platinum Credit Card
- Oriental Bank of Commerce SBI VISA Platinum Credit Card
- Federal Bank SBI Platinum Credit Card
- Bank of Maharashtra SBI Platinum Credit Card
What cardholders should know
SBI Card has not introduced any replacement benefit for the discontinued insurance. Affected users may consider:
- Explore standalone travel insurance options to ensure protection during air travel
- Check for any alternate card benefits or upgrades available
- Stay updated on future communications from SBI Card regarding changes in features
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