Travel Insurance

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Aviation insurance rates have softened due to excess reinsurance capacity and lower global losses, though geopolitical risks continue to influence underwriting conditions

Thousands of flights have been cancelled amid US-Iran tensions, but many travel insurance policies may not cover losses linked to war-risk events

War-linked travel disruptions, evacuations and stranding costs remain largely excluded under standard travel insurance policies, experts say

Indian families turning to disciplined financial planning for such events, it says

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More journeys, higher covers, and clearer priorities shaped travel in 2025

Partnership-Led Strategy Helps VEV Travels Achieve 32% Yearly Growth and ₹15 Crore Revenue

Senior citizens accounted for 15% of all insured travellers in 2025.

Indians shift to higher covers, longer tenures and UPI payments in 2025

Tips to pick the right international travel insurance and avoid costly surprises abroad

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While travel insurance plans cover financial loss due to flight cancellations, delays and disruptions, policyholders must always cross check on the policy's clauses, terms and conditions.

Policies typically reimburse cancellations for reasons such as medical emergencies, death of an immediate family member, or natural disasters

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With more Indians opting for cruise holidays, insurers are introducing sea-specific add-ons covering missed ports, medical evacuations, and other cruise-related risks

Thrillophilia's report shows a 22% rise in affordable leisure stays as travellers opt for 'smart luxury' and shift spending from premium hotels to meaningful experiences

Spiritual tourism, local festivals, luxury stays and international travel see uptick

Indian tourists in Bali risk costly hospital bills from "Bali belly", with treatment running up to ₹3-5 lakh. Travel insurance offers vital cover