FD Rates

With the RBI hiking the policy rate at its recent MPC meeting amid higher geopolitical tensions, fixed deposits could offer a safe harbour for the less risk-averse

Small finance banks offer the highest rates, while select lenders provide extra interest for super senior citizens aged 80 or more

Small finance banks offer up to 8.1% on FDs, outpacing most public and private sector lenders

Senior citizens can earn higher guaranteed returns as small finance banks lead FD rates, while private and public banks offer other options

The lender has increased rates on fixed deposits in the two- to five-year buckets as banks intensify efforts to mobilise deposits amid widening credit-deposit gaps

Bank of India has revised interest rates on select fixed deposits below ₹3 crore across medium and long-term tenures, with the revised rates taking effect from May 18

With markets volatile, senior citizens are turning to fixed deposits. Here's a bank-wise look at FD rates and strategies to maximise returns in April 2026

Shriram Finance has cut fixed deposit rates across multiple tenures, with revised rates effective May 6, impacting returns for retail investors and fixed investment plans

Small finance banks lead with up to 8.1% rates, while state-owned and private banks offer 6-7% across tenures

RBI's rate pause gives FD investors clarity, with returns holding firm as market volatility pushes savers towards safer options

Best Corporate FD rates in April 2026: Corporate FDs offer higher returns than banks, but risks vary by rating and tenure. Here's what to check before investing

Small finance banks continue to outpace major lenders in March-end, offering interest rates of up to 8% on select fixed-deposit tenures

Smaller lenders continue to outpace major banks this March-end, offering senior citizens interest rates of up to 8.5% on select fixed-deposit tenures

Best FD rates in March 2026: Small finance banks offer up to 8.25% interest as FD rates vary across lenders. Here's how returns compare across tenures and bank types

Fixed deposit rates for senior citizens: Retirees get opportunity to secure guaranteed returns as fixed deposit rates climb above 8%

Fixed deposit rates appear to have peaked after RBI's repo moves. Here's where banks and corporate FDs stand in February 2026 and how seniors can respond

Legal experts explain when children or grandchildren can inherit FDs, what nominees can do, and which documents banks will ask for

Small finance banks are outperforming their larger rivals by offering senior citizens premium yields of over 8%, providing a crucial safety net for retirement income

Small finance banks outperforming public sector rivals by offering retail deposit rates of up to 8%

Bank FD rates for senior citizens in Jan 2026: Small finance banks lead the market with yields of up to 8.1%, providing a lucrative window for senior citizens to lock in high returns