FD Rates

RBI's December 5 repo cut is expected to push banks towards trimming deposit rates. Here are the updated FD slabs and how savers can plan in a falling-rate cycle

FD Rates in October 2025: Fixed deposits remain a safe bet, but the right mix of laddering, diversification and payout choice can boost returns. Here's how October 2025 FD rates stack up across banks

Best FD rates in Sept: The Fed's first rate cut since December 2024 could push Indian banks to trim deposit returns further, making this a key moment for savers to lock in fixed deposit rates

Small finance banks offer the highest returns; their larger peers have conservative terms

Opening deposits with multiple financial institutions is a safe investment option

Small finance bank says its terms are among the most attractive in banking

Small finance banks offer highest rates; their largest peers are conservative and stable

Special deposit schemes from SBI, Indian Bank and IDBI offer attractive rates, but the investment window is closing soon.

Senior citizens, who are often overlooked in financial planning by families due to their unfamiliarity with new strategies, still get the best rates for fixed deposits

FDs stay popular as market slips after Trump's India tariff move; here's where banks and NBFCs are offering up to 8.95% interest as of July 30, 2025

Fixed deposits are a safe bet for risk-averse investors and are unlikely to change terms soon

slice Bank offers highest FD rate at 8.5 per cent, followed by Suryoday and Jana. Small finance banks outpace private lenders in 2025 fixed deposit returns

Senior citizens can secure higher returns this July with fixed deposit rates as high as 8.80% from small finance banks

Check a lender's financial strength and your liquidity needs when you select offer

Private-sector lender announces such a decision for the second time in June after central bank's repo rate cut earlier

SBI lowers fixed deposit and savings rates after RBI's repo rate cut; investors may need to rethink strategies as returns dip across tenures

So, the next time someone tempts you with a slightly higher FD rate from a lesser-known bank, point them not to DICGC's fine print but to hybrid funds

Indian Bank revises IND SECURE FD rates, now offering up to 7.65 per cent p.a. for 444 days, available till September 30

HDFC Bank, Axis, Kotak, Canara & Indian Bank update terms after RBI cuts repo rate, check the revised FD rates by these banks here.

Your current rates remain locked until maturity; only new deposits see lower rates.