Loan Rates

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Secured cards and short-term loans see sharp growth as young borrowers enter credit

Here are the best personal loan options right now, which lenders offer the lowest EMIs, and how fees and borrower risk shape the true cost of credit

Major lenders are lowering their loan rates, providing immediate relief to existing borrowers and improving the outlook for the retail credit market

Curtail new discretionary spending until existing EMIs are cleared; use secured loans to clear high-cost debts

Requiring banks to hold more capital for under-construction loans and less after completion would make their higher risk evident through the resulting interest-rate differential

State-owned banks' offers start at 7.6%, while private lenders mostly price loans near or above 9%

Sensex Today | Stock Market close, Monday, July 21, 2025:In the broader markets, the Nifty Midcap 100 rose 0.66 per cent, led by gains in Persistent Systems, UPL and L&T Finance

EMIs from ₹10,043 for a ₹5 lakh, 5-year loan; check July car loan rates, festive fee waivers and lender-wise charges before applying.

RBI bars bank and non-bank lenders from levying pre-payment charges on floating rate loans bought by retail customers

Canara Bank, Union Bank of India, and Indian Overseas Bank have slashed their lending rates by 50 basis points (bps) following the RBI's policy rate cut, offering borrowers potential savings.

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Top banks are offering car loans this May starting at 8.45 per cent p.a., with EMIs from ~1,581/lakh. Compare rates, fees, and terms to find the best deal for your budget.

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Bihar leads the top five states based on the number of loan accounts sanctioned, with 5.95 crore loan accounts, followed closely by Tamil Nadu with 5.82 crore accounts

The Centre has released about Rs 1.11 lakh crore loan to states during April-January under the scheme for special assistance to states for capital expenditure, Minister of State for Finance Pankaj Chaudhary said on Monday. In the 2024-25 Budget, Finance Minister Nirmala Sitharaman hiked the allocations for interest-free loans to states for capital expenditure, enabling states to spend more on infrastructure and specified reforms. The allocation was hiked to Rs 1.5 lakh crore, up from disbursal of Rs 1.10 lakh crore made in 2023-24. In a written reply in the Lok Sabha, Chaudhary said under the scheme for special assistance to states for capital expenditure, the Centre has approved loans worth Rs 1.22 lakh crore till January 31. Of this, about Rs 1.11 lakh crore has been released Chaudhary said out of the total allocation of Rs 1.50 lakh crore, an amount of Rs 55,000 crore under Part-I of the scheme is untied. This amount has been allocated to the states in proportion to their share o

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The present Congress government has taken Rs 28,000 crore loan in the past two years out of which over Rs 11,200 crore was spent to pay interest on loan taken by the previous governments since 1971, Himachal Pradesh Chief Minister Sukhvinder Singh Sukhu said on Wednesday. He also said that Rs 7,800 was spent on repaying the principal amount of loan while Rs 9,000 crore on development. Speaking at a programme to mark completion of two years of Congress government in office in Bilaspur, Sukhu said that this is not a celebration "It is just a programme and we would celebrate when Himachal Pradesh becomes self-reliant in 2027," he said. The chief minister reiterated the challenges of financial crunch, worst monsoon disaster in 2023 and "political conspiracy" leading to bypolls on nine assembly seats faced by the Congress government in the past two years. Sukhu said that 75,000 tourists were rescued during the monsoon disaster last year. "I am aware of the Union government's step-moth

During its FY24 annual inspection of banks and NBFCs, the RBI flagged concerns regarding the widespread use of 'netting off' in microfinance loans

The New Delhi-based mortgage lender previously held a substantial corporate loan portfolio but reduced its exposure due to stress in the segment