SIPs

"Having choices is what puts you truly in control. Once you have that, you realise you're truly rich," said Ankur Warikoo.

The share of direct plan has inched up in other periods as well, as they continue to grow in popularity

Moving from mutual funds to direct stocks gives investors more control, but also more responsibility. Before picking stocks, they should understand the business, assess its profits, debt, cash flows

Markets are cyclical and therefore will give you outsized returns in one year and undersized returns in another year. It's never always the same.

SIPs have been marketed as a product that can deliver 12 per cent, 14 per cent and other such fantastical figures. These claims are made by people who have a vested interest in saying so, Sharma said.

According to MOFSL, ICICI AMC continues to strengthen its leadership position across active MFs while steadily expanding its presence in high-growth segments such as passives, SIFs, and alternatives.

Investors opted for proven schemes as the market turmoil continued, say experts

Domestic institutional investors, led by mutual funds and SIPs, have emerged as a key stabilising force for Indian capital markets amid global volatility and FPI outflows, says SEBI

Markets are either portrayed as unstoppable or extremely fragile, whereas the truth generally lies somewhere in between, says Radhika Gupta of Edelweiss Mutual Fund.

Direct plan SIPs from B-30 shrink by 350K in March-April

In April alone, they snapped up shares worth ₹19,664 cr, recording their biggest buy since Oct '24

Stock prices ultimately reflect corporate earnings, not newspaper headlines. India's long-term story rests on fundamentals that geopolitics cannot easily touch

Chasing past performance ignores the principle that returns of all assets are mean-reverting

After underperforming in 2025, small-cap funds may see a turnaround as valuations become more reasonable and earnings revive; existing investors should stay invested, while new ones enter gradually

Investors are increasingly using index funds as long-term wealth-creation vehicles rather than for short tactical exposure, Oswal said

KFin Technologies said it is fully equipped to identify and tag Chhoti SIP accounts, with around 150 recognised so far, addressing concerns about technical hurdles in the rollout of Rs 250 SIPs

If loan growth does not rise towards the 12-13 per cent range, valuations may shrink

At the Business Standard BFSI Summit 2025, mutual fund leaders said India's market remains resilient and projected SIP sizes could rise from ₹3,000 to ₹5,000 in the next 3-4 years

According to Motilal Oswal, retail mutual fund activity has shown some moderation, particularly in Systematic Investment Plan (SIP) flows, as one-year SIP returns have turned negative.

The 50:50 split is highly effective for those navigating competing responsibilities: supporting children, managing loans, and caring for elders, while dreaming of vacations and legacy.