The Titanium service, offered at Rs 16,000 per annum, has four protection covers-theft protection, fraudulent charges protection, lost wallet protection and ATM assault and robbery protection. The service includes Credit Sudhaar's stage wise plan covering multi-bureau analysis of credit reports, certified credit counselors, score simulators among a host of tools and techniques used to improve a person's credit health.
"Let us illustrate one of the many benefits of the new service. A person loses his credit card at night and discovers it only in the morning, but by the time he reports the loss of the card, purchases have been made from it. In this case, Titanium customer can get coverage till up to 12 hours prior to loss reporting of debit/credit card. Internet purchases are also covered under the scheme," said Gaurav Wadhwani, co-founder of Credit Sudhaar.