Different banks are dealing with the Covid-19 pandemic differently. A few have stopped growing, while others are growing with caution. Also, after giving a cold shoulder to the corporate sector for the past few years, a few banks have started growing their corporate loan books for de-risking the balance sheets as more retail loans are turning bad.
These are the business trends. How has the pandemic affected the customers?
An internal study, jointly conducted by the credit risk management department and the economic research department of the State Bank of India, tells that story.
The only Indian bank in the list of the
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