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Bundled insurance products offer convenience

If premiums matter more or you need extra features, buy the products separately

Image: iStock
premium

Image: iStock

Tinesh Bhasin
HDFC Standard Life Insurance and Apollo Munich Health Insurance have come together to offer a combined product that takes care of health as well as life insurance needs of an individual. By filling a single form and undergoing just one medical test, if required, an individual can avail Click2Protect Health by paying a single premium.

“Both the companies are offering their flagship products through one policy. For customers, it works like one policy but at the back, they are two independent products. In the policy document, on one side are the details of health insurance with premium charged.