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Covid-19: Switch to comprehensive insurance policy for broader coverage

Waiting period gains of Covid policy stay intact

insurance, health, coronavirus
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The short-term Covid polices — Corona Kavach and Corona Rakshak — had found many takers, and experts believe allowing portability is a positive step

Bindisha Sarang Mumbai
With the pandemic showing no sign of ending anytime soon, the Insurance Regulatory and Development Authority of India (Irdai) has offered relief to policyholders, allowing those who bought low-cost, standard Covid-19 policies to switch to comprehensive health insurance policies. 

The short-term Covid polices — Corona Kavach and Corona Rakshak — had found many takers, and experts believe allowing portability is a positive step. S Prakash, MD of Star Health and Allied Insurance, says: “It will nudge low-cost, short-term health insurance buyers to become routine health insurance buyers.” 

Irdai’s guidelines cover renewal, migration (moving to a comprehensive health policy offered by the same