Page 42 - Sanjay Kumar

Will banking rally sustain?

Fresh NPA onslaught could come back to haunt banking funds; investors sitting pretty can book profits

Avail of tax amnesty scheme despite high levy

Govt will take away 45% of declared income but experts advise people to come clean

Are you investing in direct plans?

A number of options such as AMC websites and other online platforms are available. Take into account cost, ease of operation, advice and quality of reporting

Don't pull out of US funds yet

Despite recent setback, these remain the most appropriate tool for international diversification

Get the right cover when travelling abroad

Read the fine print carefully because even a policy with a high sum assured may have sub-limits

Two new NPS funds for different risk appetites

The aggressive life cycle fund will allow equity exposure of up to 75%, up from the current limit of 50%

Make the most of this annual windfall

Bonus payouts for the year have begun. We offer you a plan for making judicious use of this bonanza

Dividend yield funds brave falling markets

Their good show makes them an ideal fit for conservative investors' equity portfolios

Prepaid forex cards the best way to carry money abroad

Take limited cash and use credit and debit cards only as a last resort on foreign vacation

Financial planning in new year: Start it now

Don't tinker with your long-term investment plan. But it is always better to make some critical changes, based on new tax laws and instruments

Tips to reduce your car premium

Use accumulated no-claim bonus and increase voluntary deductible to get a better deal

New order in the IPO market

With e-commerce, payments banks and general insurance companies entering the market, investors will have to work on their understanding of these sectors

Panama Paper leaks: Disclose all foreign accounts, assets

If you fail to pay tax on foreign income, you could be penalised up to 300% of the tax due

For investors with low-risk profile

Equity savings funds give additional tax benefit, as they are treated like equity funds

Presumptive taxation: Compliance route eased for small biz

Professionals can do away with the need to maintain account books and audits

FM brings cheer to first-time homebuyers

Another major development is REITs coming closer to reality

Five ways to improve your household budget

Today, when the nation's attention is on the Union Budget, take a moment to consider ways to improve your finances

Save for retirement and enjoy tax benefit, too

New retirement schemes from MFs offer Section 80C benefit but locks in your money for five years

Only your prudence can keep scamsters at bay

The PACL scam highlights the need for investors to do their homework before giving their money to any entities

How to choose the right financial planner

Look for one with the right mix of qualification, experience, ethics knowledge, and communication skills