Go Cashless: The smarter way to make payments

It must seem like forever since you tried to fit a bulky wallet in your trouser pocket or handbag. The government’s announcement to do away with currency in 500- and 1000-rupee denominations on November 8 has created a temporary paucity of funds in the market and impacted a majority of the people.

The demonetization announcement was an attempt to fight black money and help transform India take its first steps towards becoming a cashless economy. The jury is out on whether the implementation of this new scheme is in citizens’ best interest, but it can be argued that the eventual focus on virtual transactions is not all bad. Online transactions are easy to track and it becomes difficult for a select group of individuals to hoard large amounts in liquid cash. Moreover, a number of steps are being taken to introduce far-flung areas to this mode of transactions. 

ATMs are being recalibrated across the length and breadth of the country as you are reading this. And while people still continue to queue up outside banks and ATMs to access money amid the government’s seemingly ad-hoc policy changes, many have realized that the most convenient way to buy the things they desire is by going cashless. Thanks to a number of e-wallets, banks and non-banking financial companies (NBFC), you can now take care of almost all expenses virtually. 

Where can you use cashless transactions?

Commuting in radio cabs, buying supplies from your neighbourhood grocery store and enjoying your favourite films can be done online. And that’s not all! Thanks to the EMI Finance from Bajaj Finserv, you can even buy the coolest smartphones on EMI, LED TVs, washing machines, refrigerators and more on EMIs, without swiping your credit card! That’s right, the Bajaj Finserv EMI (Existing Member Identification) Card lets you buy clothes, shoes, eyewear, and a whole lot more on EMIs without having to run to the bank or ATM.

How does this help? By going cashless with Bajaj Finserv, you get access to pre-approved loan eligibility, easy approvals with minimal documentation, and flexi tenure options. So you decide the terms of your ‘loan’ while buying the best products without breaking the bank! Sounds cool? Read on:

You can use the Bajaj Finserv EMI Card to shop for consumer durables, furniture, apparel, etc at more than 30,000 retailers such as Reliance, Croma, Vijay Sales, Vivek, Girias, as well as brand stores such as Apple, Samsung, Sony, Arrow, UCB, and more. Bajaj Finserv has an extensive network of partner stores that is spread across as many as 817 towns and cities.

In fact, the EMI Finance network has already served more than 7 million customers who prefer this to high-interest credit cards and cash. Open the door to endless opportunities, join in India’s digital transformation and choose the easy way to transact with Bajaj Finserv today.