NPS: You can choose 100% equity exposure based on risk appetite, timeline

Investors must educate themselves and become more financially savvy to optimise the benefits of greater choice

 On October 1, observed as NPS Diwas, the Pension Fund Regulatory and Development Authority (PFRDA) launched the Multiple Scheme Framework (MSF). It enables non-government sector subscribers of the National Pension System (NPS) to hold multiple schemes under a single permanent retirement account number (PRAN) across different central record-keeping agencies (CRAs). 

More choice 

Earlier, NPS investors could allocate money in Tier -I (retirement) and Tier-II (savings) accounts across equity (E), corporate bonds (C),  government securities (G), and alternate investments (A), through either the active choice (self-managed) or auto choice (age-based) asset allocation options.