Nps

Retiring? NPS's new withdrawal option changes how you get monthly income

Under the new framework, subscribers will be able to withdraw a designated portion of their pension corpus in phases through different drawdown options during the decumulation phase.

How NPS Swasthya model may reshape elderly healthcare financing in India

PFRDA's proposed NPS Swasthya Pension Scheme seeks to combine retirement savings with healthcare financing, potentially reshaping elderly-care funding beyond traditional insurance models

NPS corporate model split: How new charges could shape subscribers' corpus

By creating distinct frameworks for government and private-sector employers, regulator aims to streamline the National Pension System

NPS Vatsalya allows data sharing, full equity option: Impact explained

By combining full equity exposure with data-driven engagement, the regulator aims to transform NPS Vatsalya into a high-growth, customised investment vehicle

PFRDA plans higher equity exposure, new asset classes to boost NPS returns

Regulator plans gradual shift towards 25% equity in government composite scheme and new asset classes, including AIFs, to support long-term returns

Budget 2026 expectations: NPS tax benefits, ageing India and pensions

With India's senior population rising, industry executives want wider NPS tax benefits and simpler pension rules in Budget 2026

Invest in NPS Vatsalya if you have a long horizon and can forgo liquidity

The scheme may not suit investors who want liquidity, are targeting short- to medium-term goals, or are uncomfortable with equity volatility

Govt revises wages, pension for insurers, Nabard and RBI employees

The move assumes significance, given that it will benefit about 46,322 employees, 23,570 pensioners, and 23,260 family pensioners

NPS Vatsalya becomes 'flexible investment' option: Expert explains changes

Pension funds regulator relaxes withdrawal and exit norms, allowing parents to access funds for education and medical needs while maintaining long-term savings

PFRDA panel on assured NPS payouts: Experts explain what may change

A shift towards predictable pensions, where subscribers may target a fixed monthly income, experts say

NPS reforms: Panel set up on assured payouts, Vatsalya exit norms eased

Pension regulator overhauling National Pension System to introduce assured payouts and flexible withdrawal norms, aiming to bridge the gap between long-term savings and immediate liquidity needs

Banks entering NPS fund management space: What it means for subscribers

More bank-led pension funds mean wider access, sharper competition, and better NPS experiences for long-term savers, say experts

Banks may soon sponsor pension funds as PFRDA approves major NPS reforms

PFRDA has approved a framework allowing scheduled banks to sponsor pension funds for NPS assets, alongside appointing new trustees and revising investment management fee norms

Housing top reason for partial withdrawals under NPS in FY25: PFRDA

Housing-related needs accounted for the highest number of partial withdrawal requests under the National Pension System in FY25, with Rs 1,327.91 crore withdrawn, PFRDA data show

NPS withdrawal norms: Greater fund access comes with onus to manage risk

Systematic Unit Redemption offers market-linked returns and deferred tax payment, but does not guarantee pension for lifetime

New NPS rules: 10 changes in accumulation, growth, pension withdrawal

Revised norms boost retirement liquidity by slashing mandatory annuity requirements and raising the full lump-sum withdrawal limit to Rs 8 lakh

PFRDA allows $177 bn NPS funds to expand investments into more assets

The Pension Fund Regulatory and Development Authority will partly permit investment in select debt securities where 'rating from only one credit rating agency will be sufficient'

EPF vs NPS: Will Indian employees get a choice soon? | PFRDA's S Ramann answers

PFRDA Chairperson S. Ramann discusses the future of India’s retirement system, and whether employees may soon have the freedom to choose between the EPF and the NPS

Govt expands NPS, UPS options for central employees: LC75 and BLC

New LC75 and BLC schemes offer central government employees flexible equity exposure and greater control over their retirement investments

Max Life Pension Fund withdraws licence: What happens to its NPS customers

Existing NPS accounts moved to UTI Pension Fund; subscribers can switch managers online