Nps

PFRDA panel on assured NPS payouts: Experts explain what may change

A shift towards predictable pensions, where subscribers may target a fixed monthly income, experts say

NPS reforms: Panel set up on assured payouts, Vatsalya exit norms eased

Pension regulator overhauling National Pension System to introduce assured payouts and flexible withdrawal norms, aiming to bridge the gap between long-term savings and immediate liquidity needs

Banks entering NPS fund management space: What it means for subscribers

More bank-led pension funds mean wider access, sharper competition, and better NPS experiences for long-term savers, say experts

Banks may soon sponsor pension funds as PFRDA approves major NPS reforms

PFRDA has approved a framework allowing scheduled banks to sponsor pension funds for NPS assets, alongside appointing new trustees and revising investment management fee norms

Housing top reason for partial withdrawals under NPS in FY25: PFRDA

Housing-related needs accounted for the highest number of partial withdrawal requests under the National Pension System in FY25, with Rs 1,327.91 crore withdrawn, PFRDA data show

NPS withdrawal norms: Greater fund access comes with onus to manage risk

Systematic Unit Redemption offers market-linked returns and deferred tax payment, but does not guarantee pension for lifetime

New NPS rules: 10 changes in accumulation, growth, pension withdrawal

Revised norms boost retirement liquidity by slashing mandatory annuity requirements and raising the full lump-sum withdrawal limit to Rs 8 lakh

PFRDA allows $177 bn NPS funds to expand investments into more assets

The Pension Fund Regulatory and Development Authority will partly permit investment in select debt securities where 'rating from only one credit rating agency will be sufficient'

EPF vs NPS: Will Indian employees get a choice soon? | PFRDA's S Ramann answers

PFRDA Chairperson S. Ramann discusses the future of India’s retirement system, and whether employees may soon have the freedom to choose between the EPF and the NPS

Govt expands NPS, UPS options for central employees: LC75 and BLC

New LC75 and BLC schemes offer central government employees flexible equity exposure and greater control over their retirement investments

Max Life Pension Fund withdraws licence: What happens to its NPS customers

Existing NPS accounts moved to UTI Pension Fund; subscribers can switch managers online

NPS: You can choose 100% equity exposure based on risk appetite, timeline

Investors must educate themselves and become more financially savvy to optimise the benefits of greater choice

Zomato, HDFC Pension launch NPS model for delivery partners' benefit

Zomato and HDFC Pension have collaborated to introduce 'NPS Platform Workers Model' for delivery partners of the food delivery platform, in a bid to provide them access to formal retirement benefits. The model was formally launched by Finance Minister Nirmala Sitharaman at an event organised by the Pension Fund Regulatory and Development Authority (PFRDA) on October 1. "More than 30,000 delivery partners onboarded on Zomato have already generated their PRANs (Permanent Retirement Account Numbers) within 72 hours of this integration and the platform is committed to enable over 1 lakh delivery partners with their NPS retirement accounts within 2025," Zomato said in a statement. Zomato operates on a gig-first model, supporting an average of 5,09,000 independent monthly active delivery partners as of Q1 FY26. According to a NITI Aayog report, the number of platform workers in India is estimated to grow to 23.5 million by FY 2029-30. Currently, there exists a gap in terms of awareness a

NPS gets major overhaul: 100% equity option, shorter lock-ins, more choice

The 100 per cent equity option could appeal to younger investors with a long investment horizon who want more growth from equities.

UPS or NPS: Which retirement plan fits your future? Deadline hits tomorrow

As the September 30 deadline approaches, the central government employees must choose between the assured payouts of UPS and the market-driven growth of NPS.

How to use festive bonus to build long-term financial security

The 50:50 split is highly effective for those navigating competing responsibilities: supporting children, managing loans, and caring for elders, while dreaming of vacations and legacy.

Tax clarity for govt staff, DFS releases FAQs on Unified Pension Scheme

The FAQs confirm that the tax incentives applicable to the National Pension System will also extend to UPS, providing certainty to government employees under the new framework

UPS option for govt staff: Offline submission open amid online glitches

Pension regulator urges earlier submissions amid reports of website glitches

Centre extends one-time switch for govt staff to move back to UPS from NPS

Government gives NPS subscribers who joined after April 2025 till Sept 30 to switch to UPS, offering a chance to choose between assured pension and market-linked returns

NPS, UPS, APY charges revised from Oct 1: Here's how much you'll pay now

: PFRDA updates CRA fees for NPS, UPS, APY and NPS-Vatsalya from October 1; Check how PRAN opening and annual maintenance charges will impact your pension savings.