Page 15 - Personal Finance

RBI repo rate at 5.25%: Save up to Rs 14 lakh on Rs 75 lakh home loan EMI

RBI keeps repo rate steady at 5.25%, holding EMIs stable while preserving savings from earlier rate cuts for home loan borrowers

EMIs stay steady, but uncertainty rises: What RBI's policy means for you

The central bank has decided to keep the repo rate unchanged at 5.25%, choosing caution at a time when global uncertainties are beginning to cloud the economic outlook. For borrowers, this means your

Fewer students abroad? Indian families spend $3.7 bn on overseas education

According to Reserve Bank of India data, Indian families and students spent $3.71 billion in 2025 on international education - an increase of 31% compared to $2.83 billion in 2018.

₹1,600 cr sales in just a month: ₹11 cr Birla homes sell fast in Gurugram

Birla Estates clocks over ₹1,600 crores in bookings within a month of launch at Birla Arika Phase 2, Gurugram

Negative returns in long-duration funds: Stay invested if horizon extends

New investors may make a staggered entry with a horizon that matches these funds' portfolio maturity

Filing returns for overseas pension accounts: What taxpayers must know

Not submitting Form 10-EE can trigger tax on foreign retirement income, despite funds being abroad

43% of insurance premiums paid in rural India as demand widens: Report

Smaller places increase their share in insurance demand as awareness improves, it says

Inherited Indian assets as an NRI? Experts explain Will, forex rules, taxes

From navigating dual Wills to managing FEMA repatriation limits, experts outline the essential compliance steps for NRIs inheriting Indian property and financial assets

Airfares set to rise again: What Air India's fuel surcharge means for you

The increase may seem small on domestic routes-but adds up on international trips

1500 buyers paid, got no house: ₹944 cr assets seized in realty crackdown

Explained: The ₹944 crore Piyush Group Case and its impact on homebuyers

Valuations normalise, equities enter better risk-reward zone: Report

Correction brings markets closer to fair value, shifting focus from caution to gradual investing

Health insurance firms shifting to personalisation, prevention: Report

Industry using technology to focus on prevention and healthy living, says Policybazaar

Buying insurance online? New rules aim to stop hidden charges and tricks

8 in 10 users msled online: IRDAI Cracks Down on Insurance 'Dark Patterns'

Hiring up: ₹50 lakh per yr jobs surge in India, ₹20 LPA fresher roles rise

Job market rebounds, but demand is concentrated in high-paying roles

EPFO flags critical error: Check your DoJ/Exit date before it hits your PF

Even small errors in employment dates can affect your provident fund balance and pension eligibility, EPFO warns

80% lack savings, 79% unsure of cover as health risks climb: Survey

Rising health risks meet weak finances: 80% lack savings, 82% fear costs, and 79% remain unsure of insurance coverage

Health insurance claim rejections: Check coverage, exclusions first

Make full disclosure of existing conditions, lifestyle habits, and past treatments

Loan against PPF: Who can borrow, limits, rates, and repayment rules

Loan against PPF allows borrowing at low rates between years 3 and 6, with strict limits, a 36-month repayment window, and impact on returns if delayed

Singer Shreya Ghoshal buys ₹29.7 cr luxury apartment in Mumbai's Worli

The apartment is located in Godrej Trilogy Worli, a high-end residential project in central Mumbai.

Poonawalla's ₹167 cr art buy signals a new asset class for India's wealthy

Cyrus Poonawalla's acquisition is not just about owning a painting-it's about owning a piece of India's cultural identity.