Page 15 - Personal Finance

EPFO profile photo update can help avoid delays in PF claims, nominations

Profile update on portal can make e-nominations smoother and reduce hurdles during PF claims

CIDCO leases Navi Mumbai plot for ₹177 cr to Today Royal Developers

Developer pays ₹177 crore premium for 60-year CIDCO lease in Navi Mumbai

Fund review: DSP Small Cap Fund

Fund review: DSP Small Cap Fund

Test reports, signatures: Documents you need for medical insurance claim

Ask the hospital for a detailed and itemised bill as insurers need to see exactly how many syringes and medicines were used to deduct non-payable items

Critical financial mistakes that can derail long-term retirement planning

Invest at least 25%of your post-tax income exclusively for retirement

Exit load to tax impact: Mistakes to avoid when redeeming mutual funds

Withdrawing money too early breaks the compounding process that helps your money grow over the long term

ITR filing: Step-by-step guide to downloading bank interest certificate

Filing your ITR? Here's how to download your bank interest certificate and why it matters for accurate tax filing

Save and indulge: How to build a money plan that works for your lifestyle

Automation is the best strategy for saving money: If you have to make a conscious decision to save every month, you will fail

Karnataka proposes law to change apartment ownership rules: Details

The proposed Bill gives apartment owners greater rights, sets redevelopment rules and brings ageing buildings under scrutiny

Buying a home in UP? New RERA rules change how maintenance money is handled

UP RERA introduces new rules for maintenance corpus; builders must invest funds in FDs

Home loan to daily essentials: How to prepare financially for job loss

Your emergency fund must increase as your monthly bills increase, say experts

How to reset your personal financial plan when major life changes occur

Before modifying investments or changing your lifestyle, calculate the cash you can access within 24 hours

What is a financial review and how often should you such an audit

Sit down with your spreadsheets or finance apps and check your structural alignment

What is debt consolidation financial strategy, who should consider it

It provides psychological relief but can lead to a much deeper debt trap if spending habits do not change

Achieve your wealth goals, follow this roadmap for the next five years

Calculate how much you can invest each month and then decide everything you want to achieve in the next five years

Making an insurance claim in crisis: Shifting from panic to protocol

Filing a successful claim involves following a strict chronological sequence that leaves the insurer with no valid reason to deny you

₹36 lakh vs ₹26 lakh: AI skills now command a 38% salary premium over IT

AI salary premium widens from ₹1 lakh to ₹10 lakh as careers progress

9 banks offer senior citizen FDs of 8% or more; small finance banks lead

The sweet spot for locking in the highest FD rates remains between 24 and 36 months

File full and accurate details in tax return forms to claim deductions

Providing incomplete or inaccurate information can have penal consequences

Follow July 31 ITR deadline: Filing your return late has hidden costs

The late fee is only part of the cost. Missing July 31 can affect refunds, tax savings and future claim