Page 556 - Personal Finance

ITR-1 form for AY18-19 now available for e-filing: Income Tax dept

All the seven ITR forms are to be filed electronically except for some category of taxpayers

Market's fate rests on floaters

These investors stay in or out of the market for long periods

Go with accrual funds as govt bond market is expected to remain volatile

Fixed deposit investors should go for short-term plans now, and be nimble enough to shift when rates go up further

When taking auto loan, consider various charges; here're car loan options

Compare lenders on parameters like interest cost, prepayment and foreclosure charge before making a choice

Tips to plan household budget: Be an aggressive investor to beat inflation

The sudden rise in crude oil prices can hurt your household budget in many ways

Investors can earn risk-free income of 6-8% annually by lending stocks

As a lender, you can place an order with the broker mentioning the stock, quantity to lend, period, and lending fees you expect on a per share basis

Home loan to get more expensive as housing finance cos raise lending rates

HDFC's revised home loan interest rates now range from 8.4 per cent to 8.7 per cent, whereas PNB Housing Finance's is from 8.4 per cent to 11.75 per cent

Switch lenders if home loan rate is too high; go for banks over HFCs

New borrowers should go for banks over HFCs as the new benchmark - MCLR - is more transparent

Borrow with margin of safety, EMIs shouldn't exceed 35% of net income

Self-employed borrowers' EMIs should not exceed 35 per cent of their net income and they should also create a contingency fund to deal with income volatility

How should you invest in gold and when can you sell it back to the issuer?

Sovereign gold bonds (SGBs) are not very liquid

Mumbai's Chembur transforming into real estate hub from industrial centre

This area scores well on connectivity, as it is generously networked through a grid of roads and an established rail network

Why you need life insurance and what cover you need when single or married

It is ideal to purchase life insurance as soon as you become financially independent

Airlines should put stringent conditions on confirmed tickets' cancellation

The complainants were offered 300 Euros equivalent to Rs 53,600 beside free accommodation with meals, two telephone vouchers, and nine phone cards

Want to invest in MFs? Compare costs of online direct investment portals

Besides Patym, there are various online platforms that let you invest in direct mutual funds. Here's a look at their charges and offerings

US-China trade war: Move 10% of your portfolio to the yellow metal

The ongoing trade war between the US and China has created uncertainty, which is good for gold, the safe haven asset

From yacht cruise to jet skiing, get a taste of adventure this summer

If an extraordinary experience is what you are seeking, here are some of the destinations around the world

New ITR form seeks salary break-up, more disclosures from taxpayers

Require taxpayers to report granular details of each transaction

Invest in consistent equity-linked saving schemes funds, says expert

The start of the financial year is a good time to begin your SIP investments in ELSS

Gold could shine again

It can be a hedge against currency depreciation since prices are forex-denominated

Time to revamp your mutual fund portfolio: What you must keep in mind

Do keep the tax impact and exit load in mind before you take a decision to sell