Page 565 - Personal Finance

Seniors seeking regular income should switch to debt funds from balanced

Younger investors who invested in balanced funds after understanding their risks and with a long-term horizon should continue to their SIPs in them

Looking at Ulips due to LTCG tax? Mutual funds still the best long-term bet

The Union Budget 2018 has imposed an LTCG tax of 10 per cent on investors in stock markets who sell their shares after one year

GST law: Who are the persons eligible to opt for composition scheme?

The GST law provides an option to a supplier of goods having an annual aggregate turnover not exceeding Rs10 million to opt for payment of GST under composition scheme

Linking base rate to MCLR may not be good enough

Customers should still consider shifting to the best MCLR-linked home loan rate available

Flight of risk capital: GVA growth likely to fall in second half of 2018-19

So far, domestic institutions have been net buyers. But if there are redemption pressures, this could change

Fighting cancer: These covers can protect your family from financial crisis

Ensure it pays out a percentage of the sum assured on at least two stages of cancer -early stage and major stage

Budget 2018: Restrictions on using capital gains bonds to save tax

Gains from asset classes apart from property have to be invested in other instruments

By 2022, session-specific wearables to trump trackers by nearly 550%

The new research found that as growth in basic trackers has slowed, session specific wearables, for example those monitoring gym or training sessions, have multiplied

Realty check: Current rates and unit sizes in Rs 3 mn-5 mn price range

If you are looking at buying real estate, an idea about prevailing rates would come in handy

Readers' Corner: Will life insurance be in force even outside India?

It is always prudent to have a life insurance cover irrespective of where one lives

Tipping point: What are flash crashes and why do they occur?

Even in India, a flash crash has happened a few times

Budget 2018: How Jaitley's circle rate move will impact real estate deals

If a property's sale value is up to 5 per cent below its circle rate, the buyer and seller won't need to pay additional tax

Improve relationship with tax payers by not delaying refunds

The government is depending on this initiative in a big way to remove the friction that exists in the relationship between the tax department and tax payers presently

Seek these money-making opportunities when the market mood is grim

If you have good profits, book some. If the market falls more, redeploy the cash

Stock market turmoil: Here are the worst possible mistakes you can commit

Stopping your SIPs or pulling out investments from equity markets are the worst possible mistakes you can commit

Budget 2018 I-T relief for individuals: No more notices for filing mismatch

I-T department will stop sending demand notices to individuals even when it finds discrepancies in the income reported by them in their returns when matched with the data from third-party entities

HDFC ERGO cuts motor premiums by up to 15% for existing and new customers

Insurer says it gained from cost rationalisation on account of GST, and from its own cost optimisation measures, which helped it pare premiums

Why it makes sense for you to minimise exposure to longer-duration funds

Investors should have only a 10 per cent allocation to longer duration funds; fixed-deposit investors should go for shorter-term deposits

For cancelling GST registration, pay ITC or output tax, whichever is more

In accordance with Section 17(5) (h) of the CGST Act, 2017, input tax credit shall not be available in respect of goods destroyed

Why Modicare numbers just don't add up and may just remain on paper

This is another announcement that might provide little relief to poor