Page 609 - Personal Finance

Your Money: Avoid withdrawing provident fund money to buy a house

If your age is less than 35, it might still make sense

HDFC Bank launches loan against shares in minutes: How it works

Ties up with NSDL for complete digitisation of loan mechanism

Society liable for failing to carry out repairs

Here is the case of an 88-year-old senior citizen who fought for his rights and succeeded

Affordable housing won't be a good investment option

Sops announced are meant to attract end-users, may not provide enough capital appreciation

Your money: Make a small start in CPSE ETF

With the ETF giving exceptional returns in the past year, buy more in a staggered manner

Realty Check

Budget: Rs 2 crore-2.5 crore

Tipping Point

Transactions that get reported include cash deposits of Rs10 lakh or more in a financial year

Readers' Corner: Taxation

Kuldip Kumar, partner and leader personal tax, PwC India, answers your questions

A survival guide on how to beat the looming job crisis

Software employees can opt for company-run programmes, online courses, boot camps to upgrade skills

Car insurance gets expensive: Buy comprehensive cover despite rise in premium

If Irdai approves proposed revision in 3rd-party premium, insurance on cars could rise by 15-20%

Exhausted Section 80C? Lesser-known tax deductions you can claim

These come handy if you have already exhausted Section 80C

Devangshu Datta: Telecom profits won't improve soon

Ongoing consolidation to benefit the sector over the long run

Devangshu Datta: A clear merger blueprint needed

Mergers of govt entities are handicapped by constraints. A post-merger strategy is important

Only investors below the age of 35 should shift from EPF to NPS

Among young investors, those with a high-risk appetite should do so; others should invest in both

Let govt staff's pension funds to invest 50% in equities: PFRDA

The authority manages about Rs 1.70 lakh crore of funds belonging to 1.5 crore subscribers

Green suburb emerges as upscale locality

Goregaon is attracting both developers and homebuyers alike

Readers' Corner: Taxation

Kuldip Kumar is a partner and leader personal tax, PwC India, answers your question

Your money: Higher tax-free gratuity to benefit senior employees

The limit for tax-free gratuity payment to employees has been revised to Rs 20 lakh

Nominee is not the undisputed owner

The court only ruled that society must transfer flat shares to the nominee

Lower premiums come at a cost

Sharing the claim burden with an insurer makes sense in auto insurance