Page 617 - Personal Finance

Here's how to maximise fuel benefits through credit cards

The finance minister recently announced a 0.75% discount on fuel purchases if you make a digital payment at a petrol pump

What ails govt's Unified Payments Interface?

As there is a lack of clarity on grievance redressal and reconciliation, customers need to be careful

Few cases of grievance till now: A P Hota

Interview with A P Hota, managing director and chief executive of NPCI

Devangshu Datta: Strong dollar in 2017

Rupee could weaken if the govt takes accommodative action to aid growth

Your Money: Revised e-KYC can expedite opening of accounts

But a/c has to be regularised in a year; there are also limits on amount

Insurance, fuel, rail tickets: How to benefit from Modi's cashless drive

All payments made via debit and credit cards, net banking and mobile wallets will be entitled to discounts

The fine print is key: Know your rights as a bank customer

Don't do banking transactions without being fully aware of the fine print

Readers' Corner: General Insurance

K G Krishnamoorthy Rao, MD and CEO, Future Generali India Insurance, answers your questions

Hotspot: Waghbil, Thane

Suitable for mid-income homebuyers

Jehangir B Gai: Surveyor must be licensed

Both the bank and insurer blamed each other for the non-payment of premium which was due to floods, and not insufficient funds

EPFO will remain best savings route for the risk averse

Even if the government were to lower the rate, the next best debt option is a good 100-150 basis points lower

Your Money: An arbitrage-plus strategy

Conservative investors should wait to see how the strategy works before they invest

EPFO might retain 8.8% interest rate for subscribers on Monday

Besides, the EPFO will also consider a proposal to reduce the administrative charges to 0.65% of total wage on which contributions are payable from 0.85% at present

You can buy insurance for dental treatment but do read the caveats

It's currently available only as a group policy

EPFO likely to hike monthly wage ceiling to Rs 25k on Dec 19

Move can bring in 5 million more formal sector workers into the social security net of the EPFO

Selling property? Expect a letter from the income tax department

The government can seek additional details from sellers, such as sources of funds while buying

Save Rs 900 on petrol bill: After cash pain, some cashless gain

With the govt providing discounts in some areas to push digitisation, consumers should try and maximise benefits

Winter holidays within a budget

With winter holidays upon us, your family could be looking forward to travel to a holiday destination

Devangshu Datta: Keep track of auto numbers

These should give a good sense of when the economy bottoms out

Your Money: Tax saving for latecomers

Make sure you invest in the right instruments. Wrong choices can hurt your finances for years to come