Page 628 - Personal Finance

What should investors do in this market?

Many brokerages have raised their Sensex target to 30,000 by the financial year end

Mis-selling: You are on your own

While regulators are trying to do their bit, the onus is on you to prove it

Employee provident fund may get 8.6% interest in 2016-17

Finance Ministry has been nudging Labour Ministry to keep interest rate on EPF in line with other small savings schemes administered by it

Profiting from your vacant property

Rental real estate aggregators can help you earn Rs 3,000-5,000 rent daily

EPFO to rank pvt PF trusts on performance

Exempted establishments can create their own provident fund trust and administer it based on specified rules after obtaining clearances from the statutory authorities

Regulator widens NPS reach

Aggressive fund suited for young, savvy investors, who found earlier 50% equity cap restrictive; observers suggest more needs to be done

Invest in gold bond schemes

It's good for diversifying portfolio and saving for long-term goals

Why investors should invest in sovereign gold bond

The gold price rally is likely to continue. The investor also gets interest and tax benefit that make bonds a lucrative investment

Five mistakes to avoid during this bull run

These tips should help you ride the ongoing bull run in equities safely

Don't wait, buy a house within your budget

It will bring down the cost of a second house because of tax benefits and price appreciation

How to deal with different scores from credit bureaus

If variation is over 50 points, write to the bank and bureau immediately to correct the discrepancy

Start maintaining a personal balance sheet

A ban on high-value cash transactions can result in more notices from I-T department and rise in realty prices

Get Fatca compliant at the earliest

It is especially important for US-based non-resident Indians who want to invest in India

Realty check - Budget: Rs 25-50 lakh

Readers' Corner: Taxation

I want to know whether the provisions of deemed let-out of house property will be attracted if my partnership firm has invested in one or more house/s

Theft without force isn't burglary

SC has observed that a clause in an insurance policy must be interpreted in a manner which benefits the insured only when the wording is ambiguous

Co-branded cards limit your options

While the number of points per spend is higher, one needs to make substantial expenditure on the credit card to get big benefits

Small saving scheme investors can look at NCDs, NPS Tier II

The government may not significantly cut rates on small savings schemes but there are other options one can look at

Re-evaluate investment if fund's nature changes

Ask yourself: if you had fresh money to invest, would the new or merged fund be your first choice?

Dial D for disruption

RJio's aggressive plans will lead to significant impact on listed companies in this space