Page 645 - Personal Finance

Case study

Realty check: Budget - Rs 1-1.5 crore

Decoding credit score calculation

A good credit score makes it easier to secure a loan. You might even be able to negotiate for better rates in some loans

Readers' Corner: Mutual Fund

Nimesh Shah, managing director & chief executive officer, ICICI Prudential Asset Management Company, answers your questions

Your retirement is closer than it appears

Start saving for it as early as possible and review your portfolio every 5 years

Forge a consensus on pension

The PFRDA Act has diluted the penal and enforcement provisions in the EPF Act, 1952

Prepaid forex cards the best way to carry money abroad

Take limited cash and use credit and debit cards only as a last resort on foreign vacation

Robust hiring in the offing?

Big workforce expansion is expected in manufacturing, mining, construction and services

How liquid is your portfolio?

Besides return and risk, investors also need to weigh the liquidity of the instrument they are putting money in

Limit your exposure to global gold funds

These could offer good returns in the short term but are too volatile for small investors

Withdraw provident fund only for medical emergency

While govt has decided to maintain status quo, don't use the money for house, marriage or education

Govt rolls back restrictions on PF withdrawals: What it means for you

A look at what do the old rules, which are effective now, mean to your savings against what was proposed earlier

Sebi registered AIF count hits 200-mark

The 209 Alternative Investment Funds (AIFs) have been registered with Sebi since August 12

Govt rolls back PF withdrawal norms after massive protests

Unions say government unable to communicate to workers

Govt rolls back PF withdrawal norms

According to EPFO rules, 12 per cent of an employee's salary goes as contribution to PF along with a matching contribution from the employer

Sebi dividend distribution proposal to help small investors

Regulator has proposed distribution of cash benefits such as dividend, interest and redemption proceeds by depositories for securities held in demat form

PF norms eased: Withdrawal allowed for housing, medical, education and marriage of children

The EPFO has brought in norms that exclude subscribers falling in certain categories

Now, a health cover for autism

While Star Health's policy for children is a step forward, it has a low sum insured and comes as a group cover

Online real estate deals require offline research

You can save a couple of percentage points by buying online but it needs to be backed by a lot of legwork

Case study