Page 724 - Personal Finance
Retail MF folios post 4.6% growth in first two quarters: Crisil
Equity category, which had posted consistent decline in retail folios since 2011, added 16.89 lakh folios in first of FY2015
 "Retail MF folios post 4.6% growth in first two quarters: Crisil")
5 questions you should ask a mutual fund seller
It is important to know whether you are being sold the right scheme; these questions will help elicit the answers needed
 "5 questions you should ask a mutual fund seller")
 "Case study")
Best to exit stocks stuck in regulatory mess
These could fall sharply, eroding your wealth; also, as recovery might take long, booking losses might be sensible at times
 "Best to exit stocks stuck in regulatory mess")
Follow FIIs on large-cap segment alone
Use the buy-and-hold strategy for three to five years and you are most likely to be a winner
 "Follow FIIs on large-cap segment alone")
Good connectivity to Delhi, Gurgaon; reasonable prices
Hot Spot: Bhiwadi
Shift from precious metals to debt funds
Investors should maintain equity exposure. But those who have active strategies should look for higher exposure to domestic rate-sensitives
Tour organiser can be held liable for deficiency
Tour operators cannot be ignorant of the tour itinerary and let the tourists undertake the tour at their peril
7 benefits if Insurance Bill is passed
It will allow more transparency in policies and flexibility in premium payment, besides improving processing of claims
 "7 benefits if Insurance Bill is passed")
Why are you investing?
Merely choosing investment products in accordance with your risk profile is not enough. Consider all your requirements before deciding where to put your money
 "Why are you investing?")
PSU banks fail to sell MFs
Despite having their own asset management cos PSBs, sans SBI, have earned dismally low brokerage incomes of less than Rs 10 cr
Time right for long duration debt funds
Income funds with average maturity of less than five years will offer benefit of rally in both corporate bonds and G-Secs
 "Time right for long duration debt funds")
Credit score can fall despite loan repayment
Making too many loan enquiries or asking for a higher credit limit could lead to a lower score
 "Credit score can fall despite loan repayment")
Toss-up between banks and transfer agents
Shop around for the best exchange rate and the lowest fees
 "Toss-up between banks and transfer agents")
This Diwali, swipe card to buy a car but beware of debt trap
You get a 45-day repayment window and reward points. But inability to pay back on time can be a problem
 "This Diwali, swipe card to buy a car but beware of debt trap")
 "Case study")
 "Realty check")
Why you should make a will
It will save your legal heirs the hassles of proving their claim on assets. You can distribute your assets the way you choose to