Page 728 - Personal Finance
 "Case study")
 "Banking: Prashant Joshi")
Don't break down after a mid-career break
Most people make the basic mistake of not having a proper back-up plan
40 Years Ago...And now: From sons to self-reliance
A limited number of instruments did not allow people to save enough to beat inflation. Thankfully, we are better placed now
 "40 Years Ago...And now: From sons to self-reliance")
 "Extension of Metro route will aid residential development")
Uncertainty will plague coal sector for the time being
It is easy to pinpoint the losers right now. But there could be a turnaround in six months
Don't harass taxpayers on pretext of scrutiny: CBDT to I-T
I-T department picks up only 2% of total tax returns cases for scrutiny in an assessment year
 "Don't harass taxpayers on pretext of scrutiny: CBDT to I-T")
Consumer loan or credit card loan?
A discount on the product may make a credit card loan seem cheaper than a consumer durable loan. But missing a payment in case of the former will mean exorbitant charges
 "Consumer loan or credit card loan?")
Tax on NPS makes it unattractive
While PFRDA is taking efforts to make the New Pension System more flexible than earlier, EPF still has the edge
 "Tax on NPS makes it unattractive")
Centre to launch minimum pension scheme on September 30
Union labour ministry had last month notified minimum monthly pension of Rs 1,000 for retirement body EPFO subscribers
 "Centre to launch minimum pension scheme on September 30")
ICICI Bank savings account for minors
The account will offer a personalised cheque book and a debit card with a picture of his or her choice
 "ICICI Bank savings account for minors")
Bank stocks: Cheap does not mean buy
Many are now cheaper after stock splits. But look at key parameters
 "Bank stocks: Cheap does not mean buy")
Diversified funds make more sense
Blue-chips may improve ETF returns but PSUs could prove a drag
 "Diversified funds make more sense")
Markets in comfort zone
It shows the overall sentiment is good. New investors can take the opportunity to start small
 "Markets in comfort zone")
Insure against disability too, not merely death
Rising number of accidents makes it essential to have a personal accident cover, even if you have term life insurance
Why diesel cars still make sense
The price differential between diesel and petrol has narrowed. But there are still enough reasons to opt for the diesel variant
 "Why diesel cars still make sense")
 "Life Insurance: Anuj Agarwal")
 "Realty check")