Page 733 - Personal Finance

Invest in bond funds for the long term

These schemes are expected to perform in the next 2-3 years

Common service centres begin sale of insurance products

Insurance products have been exclusively designed to sell on CSC platform

Moving jobs? Furnish tax statement

Many employees get tax benefits from both employers, leading to extra liability at the time of filing returns

Do you really need that insurance plan?

A list of questions you should ask the persuasive agent

Interest received through compensation is taxable

Supertech's buyers who have opted for refund with interest may have to pay tax on the interest

Systematic investments in top equities make sense

It makes sense to do it this way. It's also important to understand the rationale behind choosing particular stocks and when to sell

Case study

Realty check

General Insurance: Bhargav Dasgupta

New club management can't deny member benefits

Looking to phase out insurance plans?

Those in the lower age brackets could do away with traditional plans and hold Ulips. Or, convert all investment plans into a paid-up one

Strategy for the index investor

A passive investor can raise allocation or sell their holding according to price-to-earning movements

Rebalance your equity portfolio, handle debt with care

With the Union Budget over, it is a good time to start the rebalancing exercise. Take cues from last year's market performance

An equity push to your portfolio

If you are not sure how to select stocks, go for the top picks from the best sectoral and diversified mutual funds

Five things you wanted to know about the RuPay card

Recent developments saw Government passing on instructions to state owned banks to issue RuPay debit cards to their customers

Loans targeted at women are beneficial

But in the case of a few banks, special savings accounts for women require a higher minimum balance

Amfi is a weak lobby: MF officials

Poor retail base deters govt from taking mutual funds seriously

Incentives likely for MF distributors

Regulator working on a proposal for revising the existing commission framework

Don't shift to online plans to save costs

Savings on premium are as high as 50%; things might get complicated if your health deteriorates

Buy TCS in small doses, say experts

Investment experts advise buying on correction or having an accumulation plan for the next one year